$10, 000 towards buyers closing cost!!! Beautiful 3 bedroom townhome built in 2023, just a short walk from the Epperson Lagoon. This wonderful one year old home is move-in ready. As you enter, you have a nice size foyer that leads to your kitchen with a large island with plenty of seating and a large deep single bowl sink and stainless steel appliances. The kitchen is open to the family room and dining room, perfect for entertaining. The kitchen has a walk-in Pantry and a half a bath on the main level. The lanai is screened in so you can enjoy your morning coffee overlooking your serene view. On the 2nd level you have a split layout with the primary suite towards the back of the home with an en-suite bathroom, dual sinks, cosmetic counter, walk-in shower, water closet and walk-in closet. The loft area splits the bedroom's, where you have space for gaming or extra TV area. The 2 guest bedroom's are towards the front of the home with a shared bathroom. The laundry room is conveniently located upstairs with an extra storage closet. The washer and dryer will stay with the home. There are no homes across the street and extra parking spaces diagonally across. Being a part of the townhome community in Epperson, you have full access to the lagoon for a $132 Quarterly fee for your household and guest passes. Your exterior maintenance on the building, roof and lawn is included in the $292. 14 monthly fee. ULTRAFi High Speed Internet and full cable with Spectrum which includes Showtime comes at a low $236. 22 Quarterly. Conveniently located near top rated public schools, the Innovation Preparatory Academy and Kirkland Ranch Academy of Innovation.
As a resident of Epperson Crystal lagoon you have access to: kayaking, paddle boarding, sandy beach areas, swim up bar, cabanas, live music events, resident only events, golf cart parades, dining options, and so much more. The community amenities in addition to the lagoon include a dog park, golf cart paths, Eagle park and a brand new PUBLIX & Starbucks in WALKING distance from the home. Convenient access to shopping and restaurants at Wiregrass mall, Tampa Premium Outlets, The Grove, local grocery stores and just a short drive into Tampa. you will see why this is one of the fastest growing communities in Florida. Live like you are on VACATION every day!
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,120 | $255,120 | $255,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $145 | $145 | $145 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,740 | $1,696 | $2,151 |
Total Monthly Payment | $1,960 | $1,916 | $2,371 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.