This bright and open waterfront condominium home is in the elegant, gated complex of Hidden Lagoon. The gracious, large great room leads to a grand waterside covered balcony with quiet, enticing views of the bay and lagoon. Often, manatees come to play beneath your balcony. With decor that inspires culinary artistry, the kitchen brims with natural light and an attractive island layout, and the relaxing gather-around bar which leads into the great room and incorporates the entire condo into an open, relaxed feeling for everyday living or impressive entertaining. In the neutral coloring throughout, your inner stylist will find plenty of room to flex. Even the ceilings with deep, rich moldings contribute to the atmosphere, and stylish lighting adds sophistication to every room. For relaxation and recharging, the primary bedroom can’t be beat. In addition to the convenience of the private bathroom, you will find plenty of walk-in closet space to let your wardrobe breathe. The other quiet bedroom is a great place to turn in for the evening. The study is tucked away in a private spot so you can work without interruption, or bring in a bed for overnight guests. Recent updates include a new water heater in April 2021, a new Trane heat pump in February 2019, and new hurricane-rated bedroom windows in November 2021. There is under-building parking for your car, your own storage area, and ample covered guest parking. The elevator is convenient to your car. It serves only 4 floors and opens to attractive lobbies of only 2 two condos per floor. You and your large dogs will love Hidden Lagoon! It is just down the road from Fort Desoto with several dog parks, including a waterside dog playground for the fun of splashing and playing fetch.
You will have all the Florida fun amenities at your front door here. Two pools, one for relaxing and one for doing laps, tennis/pickle-ball courts, a fitness center, a fishing dock, and quiet boardwalks through private lagoons. All this is nestled in lush tropical landscaping within this exceptional gated complex. Although this complex is secluded, you are close to every place you might want to be. Across the road is a park with a playground, tennis, and pickleball courts. Down the road to the south is Fort DeSoto, voted one of the best beaches in the country, with all water sports fun, including kayak and paddle board rentals, the beginning of a bike trail that runs through the entire county, fishing, picnic areas, and so much more. Tierra Verde's delights await just a short way in the other direction: great restaurants, marinas, banks, hair salons, cleaners, liquor stores, gas stations, festivals, etc. And yes, for you fishermen, there is a bait store. If you must leave this island paradise, it’s only 20 minutes to St Pete/Clearwater airport and about 40 minutes to TIA; quick access to 275 means you can be in downtown St Petersburg or in Tampa in little time with no fuss. There is no other place where you can live on a tropical island that is on the doorstep of a major metropolitan area, offering cultural and educational opportunities, excellent medical facilities, and major league football, soccer, hockey, and baseball. Locals have a saying, "The Good Life has a zip code, 33715. "
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $556,000 | $556,000 | $556,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $493 | $493 | $493 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,793 | $3,695 | $4,767 |
Total Monthly Payment | $4,378 | $4,280 | $5,352 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.