Under contract-accepting backup offers. LOOKING FOR A BARGAIN/ FIXER UPPER??? Look no further! This villa has already had an appraisal and home inspection. . . seller s loss is your gain!! The owner s Toyota Highlander SUV is also included in the sale!! This could be a great investment opportunity! The home has good bones, including new roof 2023, A/C 2020, updated storm windows, hurricane rated garage door, inside plantation shutters window coverings, granite kitchen counters, and updated stainless steel appliances. The elderly owner could not take of the property, therefore it is need of some repairs and TLC. The seller's home inspection found some water damage/possible mold in the hall bath, and underneath the kitchen sink due to a prior leakage that was fixed. Come check out this 2 bed, 2 bath villa featuring a large separate den, spacious enclosed Florida room, 2 car garage and fenced in backyard. Located in well sought after Lake Suzy Florida, conveniently located to many amenities including, golf courses, shopping, dining, and Charlotte county. This home features a master bedroom that is very spacious; has two in closets and large en suite bathroom featuring dual sinks. The living areas feature vaulted ceilings, separate den, ceiling fans, and laundry closet w newer washer and dryer. The back of the home sits on a pretty nature preserve, w no neighbors for extra privacy. HOA fees include lawn maintenance and sprinkler system. The Trustee for the property is selling the property therefore no Sellers Disclosure. Proof of funds with all offers. Being sold "as is" meaning no seller repairs. Home inspection from 4/4/24 on file and the summary is attached to this listing.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $197,597 | $197,597 | $197,597 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6..375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.623% |
Monthly Tax Payment | $117 | $117 | $117 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,348 | $1,313 | $0 |
Total Monthly Payment | $1,540 | $1,505 | $192 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.