You will relish the privacy of your own space in this impeccably maintained 3 bedroom/2 bath free standing lakefront villa. Enjoy your large corner lot and private, direct water views, just steps to the path around the waterfront, with easy access to all the community amenities! Step into the magic of the Florida Lifestyle in the beautiful, boating, bayfront 55+ community of Mount Vernon. Boaters will love having their own boat slip with access to open water for only $25 and everyone will love the spacious open floor plan of the largest home available in the community, nestled on a quiet cul de sac street. Enjoy the stunning, full lakefront views as you walk in the door to your open living space, with fresh and brightly painted interior, new A/C with transferrable warranty, and new water heater. Your new hurricane impact windows and doors offer a wide open vista of the backyard waterway through your spacious family room with new furnishings throughout. Your primary en suite with updated bath, enjoys the same open water views from your large bay window, as well as the ample storage of your two closets, including your oversized walk in. The updated hall bath is perfectly appointed for BOTH guest rooms, with glass enclosed shower and full bath tub, plus updated vanity and lighting. The second and third bedrooms are spacious and enjoy fantastic natural light through their large windows. The third bedroom even shares that fantastic open water view! The large kitchen with all new stainless steel appliances, has ample counter space and storage in your all wood cabinets. You will love the large pass through to your open dining space, and easy access to your spacious laundry and craft room, with a handy work sink and another closet! Grab your racquets from your roomy outside storage and take the short walk on the pathway to the tennis and pickleball courts, or take a dip in the heated pool. The community amenities abound, with a large clubhouse that has space for meetings and events as well as a billiards room! Don’t miss the updated bocce ball court, putting green, and kayak launch to the bay too! Enjoy picnics at the covered pavilion with grilling area, and access to the nature trail. And with Board approval, your available boat slip - with open water access to the bay - is only $25 and fully maintained by the HOA! Don’t miss a minute of Florida Living, come make this Mount Vernon Villa yours today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,920 | $439,920 | $439,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $378 | $378 | $378 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,001 | $2,924 | $3,772 |
Total Monthly Payment | $3,471 | $3,394 | $4,242 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.