25A Terrace Drive, Sherman (Candlewood Lake Estates), CT, Connecticut, property flyer

Presented by

Stacey Matthews
Cell Phone: 203.671.9067
Office: 860.868.0511
Email: Stacey.Matthews@raveis.com
Website: StaceyMatthews.raveis.com

25A Terrace Drive, Sherman (Candlewood Lake Estates), CT, 06784 | $9,500

Available Memorial Day - Labor Day 2024 @ $28K. Also Available Mar 1 - Oct 31 2024 at $6, 000 a month Lease includes use of Landlord's 2014 Jeep Grand Cherokee. Enjoy Candlewood Lake at this idylic retreat which offers panoramic views & 150 ft of Western facing water frontage. Stunning stone terraces, multiple decks & patios, private dock & stone walls surrounding the property. Open floor plan showcases a vaulted great room stone fireplace, oak floors & craftsman windows & doors. Stunning gourmet kitchen w/leathered granite island bar. Sliders lead to an expansive deck w/private lake/Sunset views. The walk-out hosts the 3 bedrooms: Primary bedroom with King bed, 2nd bedroom with Queen bed and unique bunk room with 4 twin beds. Terrace features outdoor shower and automatic feed propane grill. Lease includes use of Landlord's 2014 Jeep Grand Cherokee. Landlord and Tenant are to arrange the car details directly.

Features

Type: Single Family
Town: Sherman
Rooms: 6
Bedrooms: 3
Baths: 2 full
Laundry: Lower Level
Style: Contemporary,Ranch
Year Built: 1964
Garage: None,Driveway

Heating: Baseboard
Cooling: Central Air
Basement: Full,Fully Finished,Interior Access,Full With Walk-Out
Above Grade Approx. Sq. Feet: 926
Below Grade Approx. Sq. Feet: 800
Acreage: 0.73
Lot Desc: Fence - Stone,Treed,Sloping Lot,Water View
Water Front: Yes
Elem. School: Sherman

Middle School: Per Board of Ed
High School: Voucher
Pets Allowed: Restrictions
Pet Policy: Restrictions
Appliances: Gas Range,Microwave,Range Hood,Refrigerator,Dishwasher,Washer,Dryer
Lease Term Type: Per Month
MLS#: 170618745
Days on Market: 116 days
Website: https://www.raveis.com
/raveis/170618745/25aterracedrive_sherman_ct?source=qrflyer

The data relating to real estate for sale on this website appears in part through the SMARTMLS Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by SMARTMLS through a licensing agreement. Listing information is from various brokers who participate in the SMARTMLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed.

Room Information

Type	Description	Dimensions	Level
Bedroom 1	Built-Ins,Tile Floor	10X10	Lower
Bedroom 2	Built-Ins,Tile Floor	10X10	Lower
Bedroom 3	Built-Ins,Tile Floor	10X10	Lower
Bedroom 4	Built-Ins,Tile Floor	10X10	Lower
Bedroom 5	Built-Ins,Tile Floor	10X10	Lower
Bedroom 6	Built-Ins,Tile Floor	10X10	Lower
Bedroom 7	Built-Ins,Tile Floor	10X10	Lower
Bedroom 8	Built-Ins,Tile Floor	10X10	Lower
Bedroom 9	Built-Ins,Tile Floor	10X10	Lower
Bedroom 10	Built-Ins,Tile Floor	10X10	Lower
Bedroom 11	Built-Ins,Tile Floor	10X10	Lower
Bedroom 12	Built-Ins,Tile Floor	10X10	Lower
Bedroom 13	Built-Ins,Tile Floor	10X10	Lower
Bedroom 14	Built-Ins,Tile Floor	10X10	Lower
Bedroom 15	Built-Ins,Tile Floor	10X10	Lower
Bedroom 16	Built-Ins,Tile Floor	10X10	Lower
Bedroom 17	Built-Ins,Tile Floor	10X10	Lower
Bedroom 18	Built-Ins,Tile Floor	10X10	Lower
Bedroom 19	Built-Ins,Tile Floor	10X10	Lower
Bedroom 20	Built-Ins,Tile Floor	10X10	Lower
Bedroom 21	Built-Ins,Tile Floor	10X10	Lower
Bedroom 22	Built-Ins,Tile Floor	10X10	Lower
Bedroom 23	Built-Ins,Tile Floor	10X10	Lower
Bedroom 24	Built-Ins,Tile Floor	10X10	Lower
Bedroom 25	Built-Ins,Tile Floor	10X10	Lower
Bedroom 26	Built-Ins,Tile Floor	10X10	Lower
Bedroom 27	Built-Ins,Tile Floor	10X10	Lower
Bedroom 28	Built-Ins,Tile Floor	10X10	Lower
Bedroom 29	Built-Ins,Tile Floor	10X10	Lower
Bedroom 30	Built-Ins,Tile Floor	10X10	Lower
Bedroom 31	Built-Ins,Tile Floor	10X9	Lower
Bedroom 32	Built-Ins,Tile Floor	10X9	Lower
Bedroom 33	Built-Ins,Tile Floor	10X9	Lower
Bedroom 34	Built-Ins,Tile Floor	10X9	Lower
Bedroom 35	Built-Ins,Tile Floor	10X9	Lower
Bedroom 36	Built-Ins,Tile Floor	10X9	Lower
Bedroom 37	Built-Ins,Tile Floor	10X9	Lower
Bedroom 38	Built-Ins,Tile Floor	10X9	Lower
Bedroom 39	Built-Ins,Tile Floor	10X9	Lower
Bedroom 40	Built-Ins,Tile Floor	10X9	Lower
Bedroom 41	Built-Ins,Tile Floor	10X9	Lower
Bedroom 42	Built-Ins,Tile Floor	10X9	Lower
Bedroom 43	Built-Ins,Tile Floor	10X9	Lower
Bedroom 44	Built-Ins,Tile Floor	10X9	Lower
Bedroom 45	Built-Ins,Tile Floor	10X9	Lower
Bedroom 46	Built-Ins,Tile Floor	10X9	Lower
Bedroom 47	Built-Ins,Tile Floor	10X9	Lower
Bedroom 48	Built-Ins,Tile Floor	10X9	Lower
Bedroom 49	Built-Ins,Tile Floor	10X9	Lower
Bedroom 50	Built-Ins,Tile Floor	10X9	Lower
Bedroom 51	Built-Ins,Tile Floor	10X9	Lower
Bedroom 52	Built-Ins,Tile Floor	10X9	Lower
Bedroom 53	Built-Ins,Tile Floor	10X9	Lower
Bedroom 54	Built-Ins,Tile Floor	10X9	Lower
Bedroom 55	Built-Ins,Tile Floor	10X9	Lower
Bedroom 56	Built-Ins,Tile Floor	10X9	Lower
Bedroom 57	Built-Ins,Tile Floor	10X9	Lower
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Dining Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Sliders,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Eat-In Kitchen	9 ft+ Ceilings,Balcony/Deck,Breakfast Bar,Granite Counters,Hardwood Floor		Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Great Room	9 ft+ Ceilings,Vaulted Ceiling,Balcony/Deck,Fireplace,Hardwood Floor	30X25	Main
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower
Primary Bedroom	Full Bath,Tile Floor	11X9	Lower

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Stacey MatthewsBroker/Owner

203.671.9067

Stacey.Matthews@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

Market your home to realize a quick sale at the best possible price
Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
Showcase your home on raveis.com with a larger and more prominent format
Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.Alvarez@Raveis.com

Our Executive Mortgage Banker:

Is available to meet with you in our office, your home or office, evenings or weekends
Offers you pre-approval in minutes!
Provides a guaranteed closing date that meets your needs
Has access to hundreds of loan programs, all at competitive rates
Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Michael AlvordInsurance Sales Director, William Raveis Insurance

203.925.4507

Michael.Alvord@raveis.com

Our Insurance Division:

Will Provide a home insurance quote within 24 hours
Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents
Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
Offers access to experienced closing attorneys at competitive rates
Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

25A Terrace Drive, Sherman (Candlewood Lake Estates), CT, 06784

$9,500

Stacey Matthews

Broker/Owner

William Raveis Real Estate

Phone: 203.671.9067

Stacey.Matthews@raveis.com

Sarah Alvarez

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.Alvarez@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$7,600	$7,600	$7,600
Term	360 months	360 months	180 months
Initial Interest Rate**	7.250%	7.125%	6.375%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	7.945%	7.282%	6.623%
Monthly Tax Payment	N/A	N/A	N/A
H/O Insurance Payment	$75	$75	$75
Initial Principal & Interest Pmt	$52	$51	$66
Total Monthly Payment	$127	$126	$141

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.