One or more photo(s) has been virtually staged. Kensington Townhome . . . popular 2 bedroom plus Study . . . could easily be a 3 bedroom! Townhome has been renovated!! New luxury vinyl plank flooring, new carpet, new interior paint, and new granite countertops in kitchen and powder bath . . . both have new undermount sinks! The kitchen also features Brand New Stainless appliances (range is a convection oven with air fryer) and a new kitchen faucet. All 3 baths have new faucets. All cabinets have been professionally painted and feature new shaker doors with brushed nickel hardware. New 2" faux wood blinds on windows and vertical blind on sliding door. As you enter there is a spacious great room which leads to a large dining area adjacent to the kitchen. There is a pass through from kitchen to dining area. The sliding glass door off the kitchen leads to a covered screened lanai that has been freshly painted! Bedrooms and study have new carpeting and pad. The primary bedroom features cathedral ceilings and a large closet. The laundry is conveniently located upstairs near the bedrooms and the washer/dryer are included. The study has a cut out which could easily be converted to a closet, making it a 3 bedroom & the spacious secondary bedroom features vaulted ceilings. There is a large storage closet under the stairs. Roof was replaced in 2016 and exterior was painted in 2020. Kensington has a community pool. Monthly HOA dues include exterior painting, basic cable, water, trash, sewer, pool, lawn maintenance & roof replacement. There is 1 assigned parking spot and numerous guest parking spots. This townhome is only minutes from shopping, restaurants, houses of worship, and more. Great access to I-75, Crosstown Expressway and Hwy 301 . . . making it an easy commute to downtown Tampa, MacDill Airforce Base, South Tampa, Disney World and more!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,920 | $215,920 | $215,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 8.011% | 7.308% | 6.644% |
Monthly Tax Payment | $207 | $207 | $207 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,491 | $1,455 | $1,866 |
Total Monthly Payment | $1,773 | $1,737 | $2,148 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.