LOCATION, LOCATION, LOCATION!!! Welcome to the beautiful Emerald Island Resort, a gated community, just minutes from Disney, amazing restaurants, local shops and more!! This beautiful six bedroom, four and a half bath home is located in the center of the Resort. Sellers have recently completed a refresh of the home with new flooring, interior paint, new kitchen appliances in 2022, new washer/dryer in 2021, new large overhead living room fan, luxury vinyl throughout second floor 2023, new bed linens, mattress toppers 2022, two new owner’s storage closets 2022, new HVACS 2020, and a new roof 2021. The property is being sold fully furnished, (except artwork and contents of owner's closets), and features open concept living with a main bedroom and bath on the first floor and one of the only homes in EIR with an open loft on the second floor. Outside you'll be able to enjoy the heated spa and pool with an added lanai for comfort. Sit poolside, while watching the family enjoy the pool area! This home has been well loved and updated, while renting as a short-term rental. The Resort has many amenities including two community pools, spas, sauna, tiki bar, fitness center, tennis, basketball, pickleball and volleyball courts. The Resort also offers mini golf, bike rentals and a Nature Trail too! Don't miss this opportunity to own less than 5 miles to Disney!!
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.623% |
Monthly Tax Payment | $530 | $530 | $530 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,138 | $3,099 | $3,976 |
Total Monthly Payment | $3,760 | $3,721 | $4,598 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.