Seller is offering credit to buyer at closing! This super cute Spring Hill home is ready for a fresh start - are you? Whether you're downsizing, starting your family, or looking for an investment opportunity, this adorable abode has a lot to offer! It's been beautifully maintained with a new AC in 2014, a reroof in 2016, fresh interior paint, and new laminate flooring. The eat-in kitchen and great room both branch off the tiled foyer; head right upon entry to grab a snack or drop off your groceries. The space is modest, but it does have lots of counter and cabinet space, a large eating nook, and track lighting. Straight ahead will take you into the spacious great room, a blank slate waiting for your finishing touches. It's a place where you can entertain your friends and family, or relax with your nearest and dearest. The primary bedroom is generously sized with dual closets; the ensuite primary bathroom has a tiled shower. The guest bedroom is also sizable for the comfort of your family or visitors. Large glass doors slide open to reveal an enclosed Florida room where you can sit a spell with a pitcher of sweet tea or lemonade, or even enjoy a meal al fresco when the weather is mild. The Florida room gives way to a small open patio just inside the fenced pet run. It's a great spot to park the grill while Fido or Fluffy play safely with your supervision. The laundry is located in the single-car garage, which also boasts a pretty nifty wall where you can hang your tools - workshop anyone? And if the garage isn't quite big enough for all your belongings, there's a small shed out back to supplement your storage. But the best part about this residence? It's definitely the location! Not only are there no HOAs to deal with, but you're literally right across the street from Delta Woods Park! This 20-acre haven has something for everyone to enjoy, including a walking trail; a playground; picnic tables and shelters; volleyball; tetherball; soccer fields; shuffleboard, tennis, handball, basketball, and bocce ball courts; horseshoes; and more! Within a 5 mile radius, you'll also find a post office, Stage West Playhouse, Deltona Elementary, Fox Chapel Middle School, the Spring Hill Branch Library, and the Weeki Wachee Springs State Park (where you can discover real mermaids). You're minutes away from popular locally-owned restaurants like Turnpike's Rest Stop, Philly's Best Cheesesteak House, Richie Cheesesteak, Doc's Diner, and more. US-19 is nearby for easy travel to Homosassa, the sponge docks of Tarpon Springs, and the gorgeous beaches of Clearwater. Tampa is easily accessible via the Suncoast Parkway, which isn't far away, either. Every day that goes by is another day that you're not making happy memories in your new home, so why wait? Get ready to turn the page on a new chapter in your life!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $189,600 | $189,600 | $189,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $99 | $99 | $99 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,293 | $1,260 | $1,626 |
Total Monthly Payment | $1,467 | $1,434 | $1,800 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.