Welcome to the M Section of Stony Brook and the Three Village School District. This Farm Ranch home just had a full facelift, with new front wood-framed Anderson windows, new Hardy Plank siding and Azek trim and molding, a natural stone apron, and a magnificent glass paned double-door front entrance. As you enter the spacious entry foyer you can gain access directly to the sunken living room, formal dining room, or upstairs to the second floor. You can also step into the hallway that will lead to the eat-in kitchen with brand-new stainless-steel appliances or the den with a cathedral ceiling, and a minibar leading to a sun-filled enclosed seasonal porch. From the same hallway, you can access the primary bedroom with en-suite, plus two other bedrooms and a full bathroom. Gain access to the garage and laundry room from the kitchen. There is a large pantry that can serve both the kitchen and formal dining room. This home is spacious with plenty of storage throughout including the attic. Two years young carpeting in bedrooms, and new flooring on most of the first floor. The property is fully fenced, with a newly installed black steel fence. Other features offered are a newly installed state-of-the-art remote-controlled 8-zone in-ground sprinkler system with rain sensor, a new (1yr) high efficiency hydronic 2-zone central air and heating system, new lighting including high hats, outlets, and switches throughout, and a security system and cameras. In short proximity to Avalon Park, Stony Brook University, Stony Brook Hospital, and Stony Brook Village. Noteworthy to mention, the neighborhood is serviced by a sewer system and underground utilities. This home has a great floor plan that will suit your lifestyle for years to come, just add your personal touch and make it your own.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $719,910 | $719,910 | $719,910 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.000% | 6.750% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.377% | 6.851% | 6.664% |
Monthly Tax Payment | $1,500 | $1,500 | $1,500 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,316 | $4,669 | $6,271 |
Total Monthly Payment | $5,908 | $6,261 | $7,863 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.