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327 Dumas Road, Derby, VT, 05828 | $799,000
One of Derby's grandest old homes with wonderful updates including 2 fireplaces. Large eat-in kitchen with both easterly and westerly facing windows. Huge formal dining room. Winding open staircase in the front hall. 2 separate upstairs. The original part has 3 bedrooms and a full bath. The second upstairs in the newer section also has 3 bedrooms with 2 full baths. The 26 acres is on both sides of the gravel road and includes 205 feet of sandy beach facing west. Loaded with charm throughout. With 9 foot ceilings in original part. . Same family for over 40 years. Bounded by a large bubbling brook on 1 side. Both open and wooded land. Mud room coming in from the garage. Hot tub room with shower off kitchen. Lovely front porch facing the lake and due west.
Features
- Rooms: 12
- Bedrooms: 6
- Baths: 3 full / 1 half
- Style: Farmhouse
- Year Built: 1846
- Garage: 2-car Garage
- Heating: Baseboard,Electric,Forced Air,Stove - Wood
- Cooling: None
- Basement: Full,Partial
- Approx Sq. Feet: 3,446
- Acreage: 26.45
- Est. Taxes: $7,885
- Lot Desc: Country Setting,Field/Pasture,Lake Frontage,Lake View,Landscaped,Rolling,Stream,View,Waterfront,Wooded
- Water Front: Yes
- Elem. School: Derby Elementary
- Middle School: North Country Junior High
- High School: North Country Union High Sch
- School District: North Country Supervisory Union
- MLS#: 4940253
- Website: https://www.raveis.com
/prop/4940253/327dumasroad_derby_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/3/2024Listing courtesy of Conley Country Real Estate & Insurance Phone: 802-766-2401
Listing Agent: Michael Conley
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
327 Dumas Road, Derby, VT, 05828
$799,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.500% | 7.125% | 6.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 8.234% | 7.308% | 6.644% |
| Monthly Tax Payment | $657 | $657 | $657 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,469 | $4,306 | $5,524 |
| Total Monthly Payment | $5,218 | $5,055 | $6,273 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484