Enjoy the beauty of the woods in your backyard with the LER. sound of the ocean in the air. Walk to the beach and access bike trails from your own backyard entrance to 11th street. Be safer during hurricane season, knowing that your home was built in a prime location that is higher up on a sand dune and has never flooded. This is a rare find - a beautiful, private 2-story home in a non-HOA community with almost 1/2 acre of treed property sitting high on a dune just minutes to St Augustine beach!!! Built in 1984, this home offers warmth, charm, and durable construction. With new flooring, fresh paint, new water filtration system, an open kitchen, spacious floor plan and lots of individual rooms to create quiet nooks to enjoy hobbies or quiet time, this is a unique property for a special family to call home. You can get creative with the expansive great room, large bedrooms, and 2 wonderful sunrooms. This home is larger than the listed square footage with its additional unique spaces. The bonus room, sunroom, and nook provide many flexible uses for families. The downstairs great room and bathroom could be converted to into a private suite with its own entrance from the courtyard, which would be wonderful for multigenerational families or income producing suits. The large garage has plenty of room for a car, workshop, and storage. The expansive yard has space to build a new pool or abundant garden if those suit your tastes. The roof was replaced in 2021, the house was replumbed in 2017, and the water heater was replaced in 2019. All of the main ticket items are done, which will allow you to spend your time and energy adding your personal touches to this gem.
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Our Executive Mortgage Banker:
Our Insurance Division:
$749,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $791 | $791 | $791 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,088 | $3,982 | $5,053 |
Total Monthly Payment | $4,971 | $4,865 | $5,936 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.