425 N OCEAN GRANDE Drive N, #102, Ponte Vedra Beach, FL, 32082 | $699,000

PRICE REDUCTION! Don't miss this opportunity to live at the BEACH!
Welcome to Ocean Grande @ Serenata Beach! Beach living without the hassle!! This 3/3 condo which has been lightly used as a holiday get away has come available and won't last long at this price point!! Locals call the complex ''The Fortress'' for good reason. Solidly built, concrete block and no flooding EVER! This unit sits on the edge of the Guana Reserve with sunsets and the beauty of nature right outside your windows. Watch the boats travel up & down the ICW. Enjoy an evening of grilling and sipping a beverage as you watch the sunset. Grab a cup of coffee and enjoy a morning walk on the beach, frequently with no one else in sight! This is a community that is extremely welcoming. You can be as social as you desire and yet close the door and it feels like you are in a single family home. Pickleball and tennis courts are active everyday, from beginners to advanced. Ladies Night out at Ocean Grande is also a favorite!! Come join the fun and have the lifestyle you dreamed about!! This home is move in ready!! The furniture can be negotiated into the price! The association fee covers DISH Satellite TV, Xfinity internet, water, gas for your fireplace , stove top and gas grill, pest control, building insurance, grounds, tennis/pickle ball courts, 2 full time maintenance men and community clubhouse. Don't wait this is the retirement home you have been dreaming about. Only 5 miles to historical downtown St. Augustine, but a world away from tourism!

Features

  • Parking: Attached, Garage, Garage Door Opener, Guest
  • Heating: Central
  • Cooling: Central Air
  • Amenities: Clubhouse, Jogging Path, Maintenance Grounds, Management - Full Time, Security, Tennis Court(s), Trash
  • Rooms: 8
  • Bedrooms: 3
  • Baths: 3 full
  • Complex: Ocean Grande
  • Year Built: 2004
  • Common Charge: $835 Monthly
  • Approx Sq. Feet: 2,035
  • Lot Desc: Sprinklers In Front, Sprinklers In Rear
  • Appliances: Dishwasher, Disposal, Dryer, Electric Range, Ice Maker, Microwave, Refrigerator, Washer, Water Softener Owned
  • MLS#: 1251575
  • Days on Market: 36 days
  • Website: https://www.raveis.com
    /prop/1251575/425noceangrandedriven_pontevedrabeach_fl?source=qrflyer
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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425 N OCEAN GRANDE Drive N, #102, Ponte Vedra Beach, FL, 32082

$699,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $559,200 $559,200 $559,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.880% 7.171% 6.538%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,767 $3,717 $4,795
Total Monthly Payment $3,859 $3,809 $4,887

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.