Don't want to buy a project or deal with the wait and delays associated with new construction? This is your home! Owners' plans changed after over a year-long wait, but you can move in today! Brand new 5-bedroom Premium Series Hemingway model built by DR Horton, never occupied with builder's warranty and ready for you to move in. Located in the Promenade Estates at Palmer Ranch, this gated community is known for its central location, close proximity to area beaches, and top rated schools including the nationally ranked Pine View School. Featuring block construction, the home sits on a lake-front lot with a fountain. It has 5 bedrooms and 3 full baths. With 9’4” ceilings on the first story and an open-concept floorplan, the home has a bright and airy feel. The kitchen features crown-molded cabinets with soft-close doors and drawers, granite countertops, subway tile backsplash, and brand new stainless steel appliances. Parents will appreciate the separate great room on the first floor and family room on the second. In addition to the 5 bedrooms, there is also an office on the first floor for those working from home. Additional updates include epoxy floor in the garage, faux wood blinds throughout, and a screened lanai. The home also includes industry-leading smart home automation products. Promenade Estates has an expansive amenity center, complete with clubhouse, fitness center, pool, splash pad, Tot Lot, sand volleyball court, half basketball court, and a pet park for the furry members of your family. This is your chance to stop waiting and start living today. **Some images have been virtually staged to better showcase the true potential of the rooms and spaces in the home. Owner is a licensed real estate agent.
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Our Executive Mortgage Banker:
Our Insurance Division:
$699,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $559,920 | $559,920 | $559,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.292% | 6.623% |
Monthly Tax Payment | $147 | $147 | $147 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,820 | $3,772 | $4,839 |
Total Monthly Payment | $4,059 | $4,011 | $5,078 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.