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666 N Terrace Avenue, #4C, Mount Vernon, NY, 10552 | $209,000
This 2-bedroom, 1-bathroom, 4th floor co-op is a true gem in the Fleetwood section of Mount Vernon. The moment you step inside, you'll be welcomed by high ceilings and a bright foyer that leads to a spacious living room with a large window that lets in natural light. There is hardwood flooring. The primary bedroom boasts wooden flooring, a high ceiling, ceiling fan and more natural light. The other bedroom also features wooden flooring and high ceilings, providing a cozy and comfortable atmosphere. The kitchen is equipped with granite countertops, wooden cabinets, and plenty of space for cooking and storage. The bathroom features a vanity, a bathtub, and built-in shelving. The basement has a common laundry room for added convenience. A Smart security cameras is installed, providing peace of mind and added security. The neighborhood is perfect for taking leisurely strolls with sidewalks, well-maintained roads, and street parking. Public transportation is nearby, as well as restaurants and supermarkets for added convenience. Located a short 10 minute walk to Metro-North and a 30 minute ride to midtown Manhattan. There are several schools, including Mount Vernon Middle School, Charles E Nichols Public School Number 15, and Saints Peter and Paul School. Healthcare facilities include Passport Health Mount Vernon Travel Clinic, Montefiore Mount Vernon Hospital, and Montefiore School of Nursing. The parks nearby are Fleetwood Park, Scout Field, and Bregano Park, all perfect for outdoor activities with your family. Don't miss out on the opportunity to own this charming co-op with smart features and convenient location.
Features
- Heating: Natural Gas, Hot Water, Steam
- Cooling: Window Unit(s)
- Levels: 4
- Rooms: 4
- Bedrooms: 2
- Baths: 1 full
- Laundry: Common Area
- Complex: Fleetwood
- Year Built: 1939
- Approx Sq. Feet: 900
- Est. Taxes: $0
- Lot Desc: Near Public Transit
- View: Other
- Elem. School: Columbus School At The Franko Bldg
- Middle School: Ab Davis Steam High School
- High School: Mt Vernon High School
- School District: Mount Vernon
- Pet Policy: Dogs OK, Cats OK, Yes
- Appliances: Dishwasher, Refrigerator, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Stove
- MLS#: 3524221
- Days on Market: 148 days
- Website: https://www.raveis.com
/prop/3524221/666nterraceavenue_mountvernon_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
666 N Terrace Avenue, #4C, Mount Vernon, NY, 10552
$209,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $167,200 | $167,200 | $167,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.375% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 8.011% | 7.171% | 6.538% |
| Monthly Tax Payment | $0 | $0 | $0 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,155 | $1,111 | $1,434 |
| Total Monthly Payment | $1,230 | $1,186 | $1,509 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535