Presented byAnn Stewart |
What an amazing Property! Perfect opportunity to own an income-producing well-maintained property. This adorable 1926 Craftsman / Bungalow home has beautiful original hardwood floors throughout the house that have been refinished, crown molding a Brick fireplace, Stainless steel appliances, Granite countertops, updated bathrooms, lots of closet space, a separate laundry room, French doors leading to the covered front porch, and 2 car garage with an in-law suite. The detached garage has been split into 2 separate garages, for tenants' use. The in-law suite is above the garage, this adorable apartment has hardwood floors throughout, granite countertops stainless steel appliances, an oversized screen porch, a deck off of the master bedroom, and a patio in the backyard for your private enjoyment. A Full-size washer/dryer is located in the garage for the in-law suite. The main garage has an extra storage room. Both homes have separate meters for water and electricity. Irrigation throughout the property. Single-family home is rented for $3, 400. 00 a month, In-law suite is rented for $1, 300 Located in the sought-after Allendale area north of downtown St. Pete, just blocks from hospitals, restaurants, Trader Joe's, Fresh Market, and shopping. Plenty of room for boat or RV parking. Roof, Ac, electric, and hot water heater all new in 2016
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$775,000
Sales Associate
William Raveis Real Estate
Phone: 860.235.2131
Ann.Stewart@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.585.3916
Bobby.Kazarian@raveis.com
NMLS Mortgage Loan Originator ID 1875225
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
Monthly Tax Payment | $686 | $686 | $686 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,229 | $4,121 | $5,232 |
Total Monthly Payment | $5,007 | $4,899 | $6,010 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.