Beautiful cape home situated on a hillside in stunning Elmore, VT! This two bedroom home features a loft area, unfinished sq footage in the walkout basement that can easily be finished for added living space. Relax by the pellet stove during the winter months in the cozy open floor plan that boasts cathedral ceilings. Looking for mountain views? You will find amazing views from this property! Perennials, fruit trees (apple, pear & plum), old stone walls, mixed use forest and an additional spring surround the home. Newer Buderus heating system. Knotty pine cabinetry in the kitchen and oak hardwood on the main living level. The property has several walking trails and is about a 5 minute drive to the gorgeous Lake Elmore boat launch. Pure serenity and privacy found here, yet only a 15 minute drive to village amenities and shopping. Stowe is about a 1/2 hour drive and Montpelier as well. This central location is desired and sought after! If you are looking to be surrounded by some of Vermonts most beautiful forest areas, close to a lake that is known as "The beauty spot of Vermont", seclusion and wildlife-you definitely want to make this property a priority on your home search adventure!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $304,000 | $304,000 | $304,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $305 | $305 | $305 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,074 | $2,020 | $2,607 |
Total Monthly Payment | $2,454 | $2,400 | $2,987 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.