Welcome to 2145 Ellis Ave. First time on the market in 20 years, is this fantastic legal two-family home offering a spacious and versatile layout. This property is not just a home; it's a gateway to the vibrant Bronx community. The upper unit boasts four bedrooms and one bathroom, providing ample space for your family's needs. The lower unit features three bedrooms and one bathroom, making it perfect for additional rental income or extended family living. Each unit conveniently has backyard to the backyard. Located in the heart of the Bronx, this home is surrounded by a rich cultural heritage, numerous parks, and excellent amenities. You'll be within easy reach of public transportation, schools, and shopping centers. The neighborhood offers a diverse array of dining options, from local eateries to international cuisine. The property also includes a full finished walkout basement with 3 extra bedrooms, providing even more space and flexibility for your lifestyle and extra space for extended family and guests. With the convenience of an attached one-car garage, you'll enjoy private parking in this bustling borough. Don't miss this opportunity to own a wonderful property in a desirable location. Contact us today to schedule a viewing and experience the best of Bronx living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$880,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $704,000 | $704,000 | $704,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 7.000% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.481% | 7.103% | 6.915% |
Monthly Tax Payment | $541 | $541 | $541 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,335 | $4,684 | $6,230 |
Total Monthly Payment | $4,968 | $5,317 | $6,863 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.