A little messy but good bones and will look great all cleaned up! Gorgeous land with expansive mountain views! 43 x 12 back deck plus 34 x 8 front porch to enjoy the tranquil setting. Close to town yet far enough removed to feel a sense of peace and like you are out in the country. Just 12 miles to St. Albans and 45 minutes to Burlington. 25 minutes to world class skiing at Smuggler's Notch and 40 minutes to Jay Peak. Upstairs bedrooms are enormous. They run the entire length from front to back of house and have dormers. You could easily reconfigure the two existing upstairs bedrooms into three or four bedrooms that would still be very nicely sized. Plus with the 23 x 20 room over the garage and the first floor bedroom - could be six bedrooms if someone needed that many. Or, make the room over the garage into an entertainment or play room. You could easily open up the first floor even more by removing the first floor bedroom and reconfiguring. Plenty of space to modify however you would like - or keep it as is. Would make a great horse property or gentleman's farm. *Subject to subdivision of 10 acres off of the existing 127 acre parcel. Tax amount will change with less acreage. **Owner to finish fourth bedroom over garage prior to closing. Buyer can choose colors.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $368,000 | $368,000 | $368,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $617 | $617 | $617 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,510 | $2,479 | $3,155 |
Total Monthly Payment | $3,202 | $3,171 | $3,847 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.