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70 Powell Street, Richford, VT, 05476 | $89,900
Calling all investors! This 3 bedroom, 1. 5 bathroom home on the Missisquoi River is awaiting your personal touch. This will make a great flip or Airbnb endeavor. Original hardwood floors could be polished up for a natural, authentic look. Electrical is functional and water should be functional when turned back on. Bedroom with half bath located on the 1st floor, and 2 bedrooms + bonus office or nursery space are located on the 2nd floor, along with full bath. Home is currently winterized. Large, full basement provides lots of workspace and a walk-out to the back yard. Add some lawn chairs and relax overlooking the river, flowing at the bottom of the high bank. Wonderful location in the village, walking distance to amenities. Only a short drive to Lake Carmi, Jay Peak 4-season Resort and the Canadian border at Quebec. Richford has it's own grocery store/market and medical center, as well as a thriving restaurant scene. Parks, canoe trail, snowmobile and biking trails are all big attractions in this neck of the woods. Selling As-Is.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Farmhouse,Multi-Level
- Year Built: 1840
- Heating: Baseboard
- Cooling: None
- Basement: Concrete Floor,Full,Storage Space,Walkout,Interior Access
- Approx Sq. Feet: 1,400
- Acreage: 0.08
- Est. Taxes: $1,642
- Lot Desc: Ski Area,Trail/Near Trail,Water View,Waterfront
- Water Front: Yes
- Elem. School: Richford Elementary School
- Middle School: Richford Jr/Sr High School
- MLS#: 4981074
- Website: https://www.raveis.com
/prop/4981074/70powellstreet_richford_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/11/2024Listing courtesy of Sherwood Real Estate Phone: 802-782-0821
Listing Agent: Tami Lantz
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
70 Powell Street, Richford, VT, 05476
$89,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $71,920 | $71,920 | $71,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
| Monthly Tax Payment | $137 | $137 | $137 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $491 | $485 | $617 |
| Total Monthly Payment | $703 | $697 | $829 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484