434 Big Black PLACE, Poinciana, FL, 34759 | $387,500

Welcome to this spacious 5-bedroom home in the growing area of Poinciana. This property is designed to accommodate everyone and everything, offering an array of impressive features that make it stand out. The first floor boasts a common living space with versatile yet elegant areas for formal living and dining. The stunning kitchen serves as the heart of this home, equipped with a breakfast bar, abundant raised panel cabinetry, tile backsplash, closet pantry, granite counters and brand new stainless appliances. A generous family room seamlessly connects to the kitchen providing direct access to the patio and backyard. The second floor features an oversized master suite complete with his-and-hers closets and an ensuite bath that has been remodeled featuring a dual sink vanity, soaker tub and separate shower. The remaining bedrooms offer a generous amount of space. The property also boasts an inviting outdoor patio aligned with beautiful yard space that provides plenty of room for entertaining. The community has low HOA fees courtesy of the Association of Poinciana Villages which includes access to amenities such as pool, basketball court, fitness center & playgrounds accessible within its confines. Schedule an appointment today before its gone! ***Closing cost assistance available at asking price!!! Don't delay, schedule today!!!****

Features

  • Amenities: Clubhouse, Park, Playground, Tennis Court(s)
  • Rooms: 11
  • Bedrooms: 5
  • Baths: 2 full / 1 half
  • Laundry: Inside
  • Year Built: 2006
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,790
  • Acreage: 0.16
  • Est. Taxes: $1,207
  • HOA Fee: $83 Monthly
  • Pet Policy: Breed Restrictions, Yes
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: S5096892
  • Days on Market: 63 days
  • Website: https://www.raveis.com
    /prop/S5096892/434bigblackplace_poinciana_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2024 1:37:36 AM)
Listing courtesy of LA ROSA REALTY LAKE NONA INC   Phone: 407-270-6841

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

434 Big Black PLACE, Poinciana, FL, 34759

$387,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $310,000 $310,000 $310,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.159% 6.538%
Monthly Tax Payment $101 $101 $101
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,115 $2,060 $2,658
Total Monthly Payment $2,291 $2,236 $2,834

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.