Welcome to this beautiful Villa home located in the Private, Oceanfront Community of Hammock Dunes. Located on one of the most beautiful lots in Hammock Dunes overlooking the lake and the 11th fairway. Only 1400' to the ocean "as the crow flies" so you can enjoy the gentle ocean breezes and the sounds of the waves. Substantial updates to this home include a new tile roof in 2019, exterior painted in 2016 and exterior trim painted in 2023, new gutters added in 2020, upgraded landscaping and landscape lighting. Enjoy the tropical paradise as you lounge by the "free form shaped" pool on the lake. The pool pump motor and timers were replaced in 2023. New powder coated aluminum fencing replaced in 2017. You will love the covered Lanai with flagstone flooring and accent lighting. The pool deck was refinished in 2020 with cool deck non slip surface. The Kitchen/Great Room is ideal for entertaining with 2 Islands, one with a prep sink and the other with a mini fridge for beverages. Speakers throughout home including the Lanai and pool area. Truly a Cook's Kitchen with new "Bosch" dishwasher in 2020, "Samsung" refrigerator in 2016, Premium "Kitchen Aid" wall oven & microwave in 2015. The Kitchen/Great Room have 12' ceilings and a wall of windows overlooking the lake and golf course. French doors open to the Lanai for easy Indoor/Outdoor Florida lifestyle. Dramatic entrance with 2 story ceiling and an abundance of light with windows, transoms and French doors to the Lanai. The Primary Bedroom is on the 1st floor and very generous in size allowing for a sitting area and/or desk area. French doors open to the Lanai. The large mirror in the Living Room and the bar stools convey. New HVAC for bedrooms replaced in 2020 2nd HVAC replaced in 2014. Hot water heater replaced in 2013. Short walk to the beach walk over which has a "comfort station". The beach at Hammock Dunes is quiet, safe and peaceful, perfect for your early morning and evening walks. HOA fee covers lawn maintenance including cutting, weeding, edging, mulching, spraying for pesticides and fertilizers, irrigation system and water for irrigation system. Membership to the Hammock Dunes Club is available but NOT required. The Private, Oceanfront Hammock Dunes Club is ranked as an "Emerald Club of The World". Enjoy Fantastic food in one of the 3 Oceanfront dining rooms or at the additional Clubhouse at the Creek Course. Hammock Dunes has 2 18 Hole golf courses by Rees Jones and Tom Fazio. In addition, Hammock Dunes Club offers an Oceanfront Heated Pool, 5, 000 SF "state of the art" Fitness Center, Tennis, Pickleball, Oceanfront Croquet, in addition to an array of Fantastic Social Events. Conveniently located on the Atlantic, Central Florida Coast just 1 hour to Jacksonville or Orlando and 30 minutes to St. Augustine or Daytona Beach. Enjoy the charm of the small town of Palm Coast with the big city just 1 hour away. Locals call it "Paradise".
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $710,400 | $710,400 | $710,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 6.989% | 6.936% |
Monthly Tax Payment | $926 | $926 | $926 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,786 | $4,667 | $6,286 |
Total Monthly Payment | $5,804 | $5,685 | $7,304 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.