DIRECT GULF ACCESS AND IN-GROUND POOL !! Welcome Home to your newly remodeled MOVE-IN READY two bedroom, two bath waterfront pool home with a soft neutral color pallet throughout. The spacious eat-in Kitchen was updated in January 2022 with soft close solid wood cabinets with maple fronts and beautiful quartz countertops. New SS appliances and a lovely backsplash were also added. The washer and dryer were installed in 2022. The primary bedroom has a beautiful ensuite that was just updated in July and features porcelain and ceramic tiles, a beautiful new vanity with quartz vanity top. At the same time, the Guest Bath was remodeled with the same beautiful finishes. Luxury Vinyl Plank flooring flanks the Living Room, Foyer, Dining area and Bedrooms. Both the interior and exterior of the home have been recently painted. The owner had a 30 year dimensional roof installed in 2020 and a 3 ton 14 Seer Tempstar HVAC was installed in April 2022. The home also features an enclosed and covered Florida Room that's adjacent to the screen enclosed pool. Enjoy the spectacular sunrise views each morning. Located in the AE flood zone with direct access to the Gulf of Mexico, this home is a MUST SEE - MUST HAVE.
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Our Executive Mortgage Banker:
Our Insurance Division:
$600,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $480,000 | $480,000 | $480,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $415 | $415 | $415 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,274 | $3,234 | $4,116 |
Total Monthly Payment | $3,781 | $3,741 | $4,623 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.