The Tropical Island Lifestyle awaits you! This outstanding Key West style home is located in the charming community of Heritage Bay on Snead Island. From the moment you pull into the drive and walk up the stairs to the custom-made etched glass, double front doors you will know you are entering a very special home. Stepping into the spacious great room you will be impressed by the vaulted ceiling, wall of custom cabinetry, ceiling fans, and wood flooring, which opens into a large custom kitchen. This is a chef’s dream with a grand island for entertaining, beautiful wood and lighted glass cabinetry, granite counters, a wine refrigerator, under-cabinet lighting, glass cook top, wall oven and microwave, fine stainless appliances, and a pass through to the dining area. Notice the views of the Manatee River as you walk through into the stunning enclosed sunroom then turn the corner into the dining area with more walls of glass and beautiful Island views. This renovated, well-designed floorplan flows perfectly and shows attention to every detail. A spacious master bedroom suite provides two full size walk-in closets and a well-appointed master bath featuring a glass block walk-in shower and double sinks. The split floorplan includes a second bedroom and bath, as well as a full-size den/ office. Head downstairs and be amazed by the massive tandem garage with lots of workspace, cabinetry, storage, and room for a golf cart. Step outside and continue to be impressed by the lush tropical landscaping and expansive covered patio areas for seating and dining alongside a brick paver area for grilling and a fire pit - the perfect private oasis for relaxing with a glass of wine or entertaining a large group! This home features many upgrades such as impact windows throughout, wood and tile flooring throughout, a roll down shutter for the front doors and an elevator shaft already in place for ease of installation from the garage /ground floor up to the main living area. Snead Island is where the Manatee River and Terra Ceia Bay come together and meet the Gulf of Mexico. This home is just steps away from the community pool, tennis court, marinas, the Bradenton Yacht Club, nature trails and Emerson Point Preserve. This location is truly a paradise for boating, kayaking, fishing, and nature lovers! Close to the beaches, arts, shopping, fine dining and airports in St Pete/ Clearwater, Sarasota, and Tampa. Don’t wait! Schedule your private showing and come enjoy this very special island and the Florida Gulf Coast lifestyle today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $378 | $378 | $378 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,360 | $4,248 | $5,481 |
Total Monthly Payment | $4,830 | $4,718 | $5,951 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.