4523 Independence DRIVE, Bradenton, FL, 34210 | $299,000

ENJOY MAINTENANCE-FREE LIVING IN A STANDALONE VILLA WITH NO SHARED WALLS, surrounded by lush tropical landscaping. EXCLUSIVE BENEFIT sellers will cover 50% of HOA dues for an entire year with a full price offer! NO INCREASE IN 2024 DUES & STRONG FINANCIALS! Beautifully remodeled villa boasts a 2023 roof, private attached carport, a charming bay window, secure storage, & a paver patio. Experience the best of both worlds in THIS villa in THIS bay front community where it’s active & fun! STEP INSIDE THE 1, 409SF interior, designed with an open concept for modern living. The split bedroom floor plan offers generously sized rooms & ample storage options. Throughout the villa, you'll appreciate the gleaming high-end laminate floors with over 5” baseboards, woven-wood shades, breezy ceiling fans, & designer paint. THE KITCHEN IS A JOY to cook in, featuring two-tone shaker-style wood cabinetry with soft-close, slide-out shelving, banks of drawers, a recycle center, & organizational features. Beautiful bamboo counters complement the tray ceiling with uplighting. A complete appliance suite, including a convection oven & new refrigerator, along with a new sink with a gooseneck faucet & a breakfast bar, make this kitchen both functional & stylish. Additional pantry space ensures you have all the storage you need. THE LARGE LIVING/DINING room combination offers flexibility for furniture placement, whether you're enjoying a delicious meal, engaging in great conversation, or reading a good book. THE PRIMARY BEDROOM, currently utilized as a den & flex space for overnight guests, features a bay window overlooking the back garden. The updated ensuite bathroom includes a walk-in shower with safety bars, & the walk-in closet houses a laundry center. Pull-down attic stairs lead to a partially floored attic, providing endless storage options. THE SPACIOUS secondary bedroom, privately situated up front, boasts a full wall of closet space with organizers to maximize storage. The adjacent bathroom is tastefully updated with a pedestal sink, wall cabinetry, & a tub/shower combo. VILLA INCLUDES: concrete block construction, front & back door retractable screens, solar/privacy film, a 2019 water heater, a drip irrigation system for landscaping, & the inclusion of some small appliances & quality furnishings. Stylish track lighting, recessed lighting, gutters & downspouts, & 3rd nail-in roof wall connectors add to the list of desirable features. Cabinet & bedroom doors can be re-installed. COMMUNITY FEATURES: remodeled clubhouse with banquet room, billiards, ping-pong, library & game room, lakeside veranda; boat docks; heated pool; tennis, pickleball, shuffleboard, & bocce ball; spa; sauna; workshop; chip & putting green; walking paths; butterfly garden; bay front park; kayak launch & storage; bayside pavilion; lakeside gazebo; bird sanctuary; tidal pond; many ponds & spacious grounds of nearly 90 acres teaming with wonderful Florida wildlife; plus many activities & socials! Have it all just minutes by car, boat & bike from Anna Maria Island’s sugar white sandy beaches, unique shops, & delicious dining. Start living like you're on vacation. DUES COVER: water; sewer; trash; recycle; pest control; cable 200 channels with HD box; internet with router; exterior maintenance repairs/replacement; landscape maintenance. MAKE THIS VILLA YOUR HOME in paradise! Mt Vernon is a pet-free community, but service animals are welcome. Don't wait to renovate. Have it all now! Bedroom Closet Type: Built In Closet (Bedroom 2).

Features

  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Clubhouse, Fitness Center, Lobby Key Required, Maintenance, Park, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Storage, Tennis Court(s), Trail(s)
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: MOUNT VERNON PH 2
  • Year Built: 1979
  • Common Charge: $739 Monthly
  • Approx Sq. Feet: 1,409
  • Est. Taxes: $1,946
  • Lot Desc: Corner Lot, In County, Near Public Transit
  • View: Garden
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: A4593774
  • Days on Market: 124 days
  • Website: https://www.raveis.com
    /prop/A4593774/4523independencedrive_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/9/2024 8:32:10 PM)
Listing courtesy of WAGNER REALTY   Phone: 941-761-3100

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

4523 Independence DRIVE, Bradenton, FL, 34210

$299,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $239,200 $239,200 $239,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 7.125% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.282% 6.623%
Monthly Tax Payment $162 $162 $162
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,632 $1,612 $2,067
Total Monthly Payment $1,869 $1,849 $2,304

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.