Charming 5-bed, 3-bath 2, 382 sq. ft. home on over 2 acres on desirable Black Hammock Island. This homestead has a garden, established fruit trees, a chicken coop and TWO metal workshops. The 1970 concrete block home is built to last and move-in ready! Newer roof and HVAC, water softener, high end Kinetico water filtration system, RO in kitchen, freshly remodeled master bathroom, and stainless appliances. You'll love the peace and quiet of this well-maintained property. The screened back porch is a perfect place to sip your coffee while watching the kids (or the chickens) run and play. Spacious workshops offer room for your boats, with easy access to Cedar Point boat ramp. Metal garages were built with extra-thick reinforced concrete for lifts and are 1, 056 sq. ft. with 12' walls and 720 sq. ft. with 10' walls. Bring all your toys, there's even a 50-amp RV hookup.
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Our Executive Mortgage Banker:
Our Insurance Division:
$529,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,920 | $423,920 | $423,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,892 | $2,818 | $3,575 |
Total Monthly Payment | $2,984 | $2,910 | $3,667 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.