Discover beachside bliss in this stunning, move-in-ready townhome located just steps from the sand. Ideal for beach enthusiasts and those seeking a serene lifestyle, this three-bedroom, three-bath property at Cearra Del Ray offers exclusive community pool access for its residents. The home features a spacious, light-filled open floor plan with high ceilings and abundant natural light from south-facing transom windows and skylights. The primary suite, located on the ground floor for easy access, includes a luxurious ensuite bath. Additional bedrooms are conveniently situated on the second level, with one boasting a private bath, perfect for guests. Entertain effortlessly with a gourmet kitchen equipped with high-end wood cabinets, granite countertops, stainless steel appliances, and a designer stone backsplash. Enjoy year-round sunshine and ocean breezes from the wraparound balcony accessible from both the great room and kitchen. Additional amenities include a two-car rear-entry garage, extra parking, and a low-maintenance lifestyle. This end-unit townhome also offers flexibility as a short-term rental opportunity or a private residence, making it an attractive option for investors or homeowners. Located near top local restaurants and entertainment, this property is perfect for those who desire a luxurious, convenient coastal living experience
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$849,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.851% | 6.989% | 6.936% |
Monthly Tax Payment | $717 | $717 | $717 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,576 | $4,462 | $6,010 |
Total Monthly Payment | $5,385 | $5,271 | $6,819 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.