Amazing Emerald Pointe, a gated community, Top floor condo, 1, 037sf, 1/1/1, open floorplan in desirable D Building. Emerald Pointe is a very active, social, boating, golf cart community built around a private marina on the Peace River that leads to the Charlotte Harbor and the Gulf of Mexico. Walking in to this lovely condo, you pass the bonus room on the right that has a queen murphy bed, full wall closet and additional closet/storage space with a sink and mirror. This great bonus space has double pocket doors for privacy. The updated kitchen is on the left. There is a pretty mural panel light fixture, adding color to the room. The many cabinets and appliances are white, with solid surface counters, and gray plank tile flooring. The Laundry closet is located in the back of the kitchen. Looking through the Breakfast Bar you see the Great room with 2 sets of sliders and a pretty view from the lanai of lush treetops. The Great room accommodates the Breakfast bar near the kitchen, the Casual Dining area is just past the breakfast bar. The comfy and spacious Living area occupies the other half of the room, There is access to the 21ft long lanai through 3 sliding glass doors from the Great room and bedroom that allows in natural light and a tropical breeze. The comfortable bedroom has sliders out to the lanai, and a walk-in closet with an additional utility closet. You can access the bathroom from the bedroom and also from the Living area. The updated bathroom has a jetted tub/shower, and a tall vanity. The lanai has plastic, sliding, tinted windows on the screens and accordion shutters on the sliding glass doors that were installed 3 years ago, 2 ceiling fans and plank tile flooring. It adds great outdoor/indoor living space in your unit. The tankless hot water system was installed 2 years ago. This building also has a new roof. There is additional storage in a hall closet on the 4th floor and another storage space in the parking area. Just about everything is included in the HOA monthly fee: dock space with water/electric, pest control, sewer, trash, gated with a guard, etc. . . The amenities include: marina, tennis courts, pickleball, 3 pools, clubhouse, exercise room, game room, in-season restaurant, on site management, park, water, maintenance, RV and boat storage, yacht, tennis, book and clay busters shooting clubs, mah jongg, dominoes, ladies bridge, ladies coffee, many social events throughout the year. This unit is being sold turn key. All you need to bring is your clothes. Call to see this gem today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $155,920 | $155,920 | $155,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $23 | $23 | $23 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,064 | $1,036 | $1,315 |
Total Monthly Payment | $1,162 | $1,134 | $1,413 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.