Welcome to your dream retirement living at 3316 Carol Drive in the exclusive Terra Siesta Co-op! This meticulously maintained 2-bedroom, 2-bathroom manufactured home offers not only a comfortable and spacious interior but also a versatile flex room that can easily transform into a third bedroom, catering to all your needs.
As you step inside, you'll be greeted by an open-concept living space that seamlessly connects the cozy living room, dining area, and well-appointed kitchen. The abundance of natural light enhances the warm and inviting atmosphere, creating a perfect setting for entertaining friends or enjoying peaceful moments.
The master bedroom boasts a private ensuite bathroom, providing a serene retreat after a day of activities in the community. The second bedroom is generously sized and conveniently located near the guest bathroom. The flexible bonus room presents endless possibilities - whether you envision a guest room, home office, or hobby space, this room can adapt to your evolving lifestyle. Roof was redone in 2017 and AC replaced in 2019.
One of the highlights of this property is the attached 208 sq foot workshop, a haven for DIY enthusiasts or those who enjoy tinkering with projects. Complete with electric outlets and built-in workstations throughout, this workshop is a rare find, providing a space to unleash your creativity and passion. Did I mention that the laundry room has been converted to the interior of the home as well for your convenience.
The exterior of the home is adorned with manicured landscaping and mature fruit bearing papaya and kumquat trees creating a charming curb appeal and delicious treats to enjoy. Rest assured that they will have plenty of Florida sun and water seeing as this is one of the only lots in the park with a private irrigation system ensuring it stays beautiful for years to come. Relax on your private covered patio, surrounded by the tranquility of Terra Siesta Co-op. This 55+ community offers a range of amenities, including social gatherings, recreational activities, 2 heated pools, an impressive clubhouse, tennis courts, shuffleboard courts, and a sense of community that makes every day enjoyable. All this and your HOA fee is only $212 a month which includes sewer, water, and trash.
Don't miss the chance to make 3316 Carol Drive your home sweet home. Book your showing today and experience firsthand the comfort, convenience, and craftsmanship this property has to offer. Embrace the lifestyle you deserve in this delightful Terra Siesta Co-op residence!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $127,920 | $127,920 | $127,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.623% |
Monthly Tax Payment | $34 | $34 | $34 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $873 | $850 | $1,106 |
Total Monthly Payment | $982 | $959 | $1,215 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.