This classic spacious colonial with 2 car garage sits on 1 full acre right in the heart of Sagamore Beach. First floor features open floor plan kitchen with center island and dining area. This opens to a large family room with fireplace and cathedral ceilings. There is also a good size mudroom and separate room for a home office. The second floor boast two good size bedrooms and bathroom with linen closet. The large master features ocean views, large walk-in closet with custom cabinets. The oversized master bathroom has a Jacuzzi tub, double vanity, and linen closet. This home also has a large walk up attic making easy access for storage or even future expansion. The basement is already partially finished and makes a great bonus area for kids to play or even a game room. This is great spot to live especially in the summer and easy access to local beaches.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Closet, Flooring - Laminate | 11 x 12 | Second |
Bedroom 3 | Closet, Flooring - Laminate | 11 x 11 | Second |
Dining Room | Flooring - Laminate | 15 x 12 | First |
Kitchen | Flooring - Laminate, Dining Area, Kitchen Island, Exterior Access, Open Floorplan, Slider | 12 x 24 | First |
Living Room | Flooring - Laminate | 12 x 13 | First |
Master Bedroom | Bathroom - Full, Bathroom - Double Vanity/Sink, Closet - Linen, Walk-In Closet(s), Closet/Cabinets - Custom Built, Flooring - Laminate | 14 x 15 | Second |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $603,920 | $603,920 | $603,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $421 | $421 | $421 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,120 | $4,014 | $5,178 |
Total Monthly Payment | $4,633 | $4,527 | $5,691 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.