Presented byKelly DeFrancesco |
This Cute stream line ranch is located in a fantastic location on a great lot. Centrally located in North Miami, this 3 bedrooms and 1 bath is a great starter home! This home feels larger than it is. Features include a well maintained kitchen, tile floors throughout, lots of natural light and plenty of parking. Located on a large 10, 500 Sq. ft lot fenced in with lots of room for a pool or for an addition, this is the perfect place for a family or as an investment. Come experience what North Miami has to offer! Centrally located within minutes of all the local shops, restaurants, Whole Foods, & within just a 15 minute drive to the beach. Property IS located in an OPPORTUNITY ZONE AREA! NO FLOOD INSURANCE REQUIRED. Easy to show.
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Our Executive Mortgage Banker:
Our Executive Mortgage Banker:
Our Insurance Division:
$449,000
Sales Vice President
William Raveis Real Estate
Phone: 203.667.4074
Kelly.DeFrancesco@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,200 | $359,200 | $359,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $487 | $487 | $487 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,450 | $2,420 | $3,080 |
Total Monthly Payment | $3,012 | $2,982 | $3,642 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.