PRICE DROP - WATERFRONT! Make an offer; Seller is motivated. Luxury finishes abound in this completely renovated, WATERFRONT paradise! Located off a cul-de-sac on the beautiful Ruskin Inlet, this home has approximately 77 ft of waterfront with easy access to Tampa Bay and the Gulf of Mexico! Featuring a NEW TILE ROOF (2022), hardscaped backyard with fresh shell, COVERED SCREENED LANAI, a FRESHLY PAINTED front courtyard, NEW HOT WATER HEATER (2023), recently replaced windows, CONCRETE SEAWALL, RIPRAP, and a NEW open WOOD DOCK, this NON-HOA/CDD property also has a 1-car attached garage and plenty of room to park your motorhome or trailer. RECENTLY PAINTED exterior and interior! This home has been TOTALLY UPDATED with gorgeous light fixtures throughout, polished terrazzo flooring, WOOD CEILING ACCENTS in the kitchen and garage bathroom, NEW SOFT CLOSE CABINETS, and even a CUSTOM MOSAIC on the lanai. The home opens into the expansive living room, which can open further via sliders to the large FLORIDA ROOM with floor-to-ceiling windows letting in natural light and the most stunning water view. The kitchen includes dining space, gorgeous NEW backsplash, STAINLESS STEEL SINK, and all NEW APPLIANCES! Both bedrooms are spacious and feature NEW ceiling fans. The bathroom positioned between them has TWO hallway closets offering ample storage, and has been tastefully decorated with beautiful fixtures, wallpaper accent, a NEW single sink vanity with SMART MIRROR and a NEW shower stall! The garage bathroom is ALL NEW with its tile flooring, pedestal sink, toilet, and shower stall. With this gorgeous view and water access, this property is perfect for a boater, fisherman, or water-lover who just wants to live in a peaceful neighborhood and enjoy the waterfront lifestyle. Convenient to US-41, I-75 it is a SPECTACULAR LOCATION for waterfront living and a short commute to Tampa, Sarasota, St Pete and to the beautiful Gulf coast beaches.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $262 | $262 | $262 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,269 | $3,185 | $4,041 |
Total Monthly Payment | $3,623 | $3,539 | $4,395 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.