Beautifully maintained home in desirable Morris Cove area of New Haven. This home was custom built with one owner. Many unique features with newer stove, and above range microwave. Master BR has access to tub area and full size bathroom with large vanity and stall shower which can also be accessed through main hallway. Master BR also has slider to balcony overlooking the back yard. Family room has a wet bar, full bathroom, large laundry room and walk-in closet. For outdoor entertaining, this home has a beautiful patio/deck area. Home is located near Lighthouse State Park, beaches, major interstate highways I-95 and I-91, close to airport, and easy to get to New Haven and Yale. This home has Solar panels that save substantially on energy costs. Ask agent for details. THIS HOME ALSO HAS ADDITIONAL PARCEL OF LAND WHICH IS INCLUDED IN THE SALE. Subject to seller finding suitable housing.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | 11X10 | Upper | |
Bedroom 2 | 9X9 | Upper | |
Eat-In Kitchen | Corian Counters | 30X12 | Main |
Family Room | Wet Bar | 24.5X12 | Lower |
Family Room | Lower | ||
Living Room | 24.6X12 | Upper | |
Primary Bath | 14.5X8 | Upper | |
Primary Bath | Stall Shower | 9.5X8 | Lower |
Primary BR Suite | Balcony/Deck,Full Bath,Sliders,Walk-In Closet | 15X11 | Upper |
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William Raveis Mortgage, LLC
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Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $280,000 | $280,000 | $280,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.518% |
Monthly Tax Payment | $627 | $627 | $627 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,910 | $1,861 | $2,401 |
Total Monthly Payment | $2,612 | $2,563 | $3,103 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.