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39 Troy Road, Richford, VT, 05476 | $190,000
This magnificent property offers a large eat-in kitchen adorned with wood accents and an expansive island. Grand 2-story garage is connected to the home via covered walkway, and double lot provides plentiful space to relax and enjoy outdoor activities. Oversized 2-car garage presents endless possibilities: additional living space, game room, or Airbnb. This exceptional structure in small-town VT is ready for you to move in and add your personal touches, making this historic home shine like new. Interior features 3 bedrooms, bonus room, and full bathroom upstairs. First floor includes a dining room, multiple enclosed porches, laundry room and half bath, with a wood stove offering a secondary heat source. Paved driveway accommodates 3 cars, with 2 more in the garage. Conveniently located within walking distance to town amenities: grocery store, parks, medical center, dentist, cafe, restaurants, and canoe trails with free kayak/canoe rentals. A short drive up the hill takes you to Jay Peak, a 4-season resort for some of the best skiing & hiking in the Northeast, as well as an incredible indoor water park. Richford, a charming border town, offers easy access to shopping and dining in Quebec, Canada. Burlington is just over an hour, with St. Albans City and Newport City only 40 minutes away. Nearby, Lake Carmi State Park provides camping, boating, and fishing, while the Missisquoi River and biking trails are accessible right in town. Showings begin on 6/15/23.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Multi-Level
- Year Built: 1900
- Garage: 2-car Garage
- Heating: Hot Air
- Cooling: None
- Basement: Dirt Floor
- Approx Sq. Feet: 1,672
- Acreage: 0.28
- Est. Taxes: $2,594
- Lot Desc: Country Setting,Sidewalks,Street Lights,Trail/Near Trail
- Elem. School: Richford Elementary School
- Middle School: Richford Jr/Sr High School
- High School: Richford Senior High School
- School District: Franklin Northwest
- MLS#: 4956389
- Website: https://www.raveis.com
/prop/4956389/39troyroad_richford_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 6/6/2024Listing courtesy of Sherwood Real Estate Phone: 802-782-0821
Listing Agent: Tyler Hull
William Raveis Family of Services
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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
39 Troy Road, Richford, VT, 05476
$190,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $152,000 | $152,000 | $152,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.984% | 7.146% | 6.256% |
| Monthly Tax Payment | $216 | $216 | $216 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,011 | $1,010 | $1,282 |
| Total Monthly Payment | $1,302 | $1,301 | $1,573 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484