CLEARWATER! LOCATION, LOCATION AND COASTAL LIVING AT ITS FINEST with AMAZING GULF VIEWS & SUNSETS DAILY! Sand, Sun and absolute peace welcomes you to this stunning updated Direct Gulf-Front 12th-floor Luxury Condominium in the highly desired Harbour Light Towers. This meticulously maintained condo is located on one of the best beaches in the world. Voted #1 in the county for all of its beauty that it possesses. Clearwater Beach has unprecedented views and world class beauty. This 2 Bed / 2 Full Ba, 1, 094 sq. ft. Condo has a 30-day minimum rental period, which is great for those wanting a 2nd home and helps offset costs when you are not using the home. Assigned Under-Building Parking Space and Amazing Panoramic Gulf & Beach Views are truly at your fingertips! Clearwater offers an abundance of activities to do, walk to many restaurants, coffee shops, fishing, parasailing, jet skiing, or just lounge and enjoy the true beauty that surrounds you. Sit outside with that morning cup of coffee and enjoy the views from the 12th floor overlooking the intercoastal waterway. Upon entering, you will find a well-appointed, open floorplan with tons of natural light that pours in the living spaces. The updated kitchen overlooks the living and dining room areas with one in a million-dollar gulf views and includes solid countertops, updated appliances, tile backsplash, white cabinets, huge pantry with breakfast bar. Both living Room and master bedroom have access to the large private beach-front balcony that just has gorgeous sweeping views of the water. Lounge on the balcony and just take in the magnificent beauty of the ocean and feel the calming sensation of the waves and watch breathtaking sunrises and sunsets that just take your breath away. The master bedroom has a large walk-in closet and with an updated ensuite full bathroom. The large 2nd Bedroom also has a walk-In Closet and offers a view of the Intracoastal Waterway and 2nd Updated full bath across the hall that boasts a seamless glass shower enclosure with updated vanity and crushed marble countertop. Highly desired Harbour Light Towers amenities Include a Clubhouse with a party room & kitchen, beach-front pool, and private beach access for the residents. Completed exterior renovations common area weather decking, entry doors brick entrance, security system, cameras, parking areas repaved, and you have a guard house 7 days a week. Located across from Shoppes of Sand Key, with restaurants and shopping. Including the Columbia Restaurant, Dunkin Donuts, Maggie Mae's, Backwaters & Marriott Fine Dining. Jump on the Jolly Trolly to Go North or South towards St. Pete Beach. Approx. 30 minutes to Tampa International Airport, and 20 minutes to St. Pete Clearwater Airport. The HOA has plenty of reserves and reasonable monthly maintenance fee which includes cable TV, internet, water, sewer, trash, community pool, escrow reserves fund, building insurance, exterior and grounds maintenance, grounds manager and guarded gates, pest control. This property is absolutely amazing is ready for a new owner. Come bury your toes in the best sand in the county. This is Florida living at its finest.
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,920 | $599,920 | $599,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.737% | 7.055% | 6.120% |
Monthly Tax Payment | $711 | $711 | $711 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,891 | $3,941 | $5,022 |
Total Monthly Payment | $4,693 | $4,743 | $5,824 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.