Wow, Gulf access for under $500 Whether you are an avid fisherman, a boating enthusiast, or simply admire waterfront living. This home offers a lifestyle that is second to none, imagine spending your days casting a line into the canal off your dock or perhaps cruising the canals in your very own boat while catching some rays out in the Gulf of Mexico. The possibilities are endless in this picture-perfect setting when every day feels like a vacation. (Short ride down Rock Creek to Lemon Bay to the Gulf of Mexico)
In addition to its idyllic location, this property is conveniently situated near a myriad of amenities including restaurants, shops, and recreational opportunities including beautiful beaches. The perfect blend of seclusion and convenience this home offers the best of both worlds. Don't miss out on this opportunity to own this charming waterfront property. Embrace the tranquility and beauty of waterfront living and make this rustic two bedroom/ two bath home your own slice of paradise.
This beautiful two-story home has been completely remodeled. Updates include a brand-new metal roof and closed cell foam insulation throughout the entire second floor attic, making it more energy efficient. New hurricane impact window throughout. The home has been freshly painted inside and out, has a new garage door, new A/C, new hot water heater. Upon entry you will see a split-level living, the downstairs has a two-car garage, a full bath, laundry area and a full-size workshop which can house a boat! As you proceed to the second floor you are greeted with a beautiful stained-glass window and a dumb waiter that you can put your groceries and/or laundry on from the first floor and send to the second floor. This home also has three porches, two of them are fully screened, all overlooking the canal. Upstairs you will find a nicely laid out living area with a fireplace and a fully remodeled kitchen with stone countertops, that leads out to one of the porches that adorns the beautiful red beveled cedar siding and brand-new sliding hurricane impact glass doors. There are two bedrooms upstairs, the master has a private deck that overlooks the canal and back yard with a second door that leads into a large bathroom that also has plenty of storage. Home comes with home warranty and many more upgrades.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,999 | $399,999 | $399,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $254 | $254 | $254 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,729 | $2,695 | $3,430 |
Total Monthly Payment | $3,058 | $3,024 | $3,759 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.