One or more photo(s) has been virtually staged. Fresh paint, new roof, new TRANE A/C, new thermostats and move-in ready! This home sits in the sleepy neighborhood of Bloomingdale Village. The location is ideal for access to the Selmon Expressway, I-75, and SR 60 as the neighborhood sits off Bryan Road with multiple options to avoid congestion as much as possible. With 5 bedrooms (the upstairs bonus room has a door and closet), a formal living and dining area, and a generously sized backyard - there is plenty of room for work, play, and relaxation. Just through the front door and to the left is the formal living area with a peek into the formal dining room and to the right is the home office/bedroom #4. Upstairs is bedroom #5 the bonus room, and down the hall from the stairway is a full bath, two additional bedrooms, and a laundry room leading to the oversized garage. Through the formal dining area is the great room featuring a spacious kitchen, family room, and breakfast area. The owner suite offers a spacious sleeping area, walk-in closet, and bathroom with dual sinks and a separate shower and tub. The interior paint was completed 12/2023, A/C 12/2023, and roof 11/2023. Currently zoned for Brooker Elementary, Burns Middle School, and Bloomingdale High School. Home is priced below appraised value!
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$470,000
William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $376,000 | $376,000 | $376,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $183 | $183 | $183 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,565 | $2,533 | $3,224 |
Total Monthly Payment | $2,823 | $2,791 | $3,482 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.