MAINTENANCE FREE LIVING IN ONE OF OCALA'S 55 PLUS COMMUNITIES - ON TOP OF THE WORLD. This is the sought out Birmingham model that features 2 bedrooms, 2 baths & 1-1/2 car garage. Owner is relocating and is motivated to sell (can close ASAP). This home is located on a tree lined quiet street & has great amenities to enjoy as well. This two bedroom two full bath Villa has 1500+ square feet, with laminated hand scraped wood flooring (not only durable but beautiful too). The dining area is open to the living room & plenty of room for your favorite table. The kitchen is a great size & offers lots of cabinet space & stainless steel appliances (2022 new dishwasher). It has a large desk area right off the kitchen that can used as flex space. Just off the kitchen is the Florida room which is light & bright that overlooks the backyard. It even has a nice size courtyard to enjoy your morning coffee on or a glass of wine before dinner. The bedrooms are spacious and the master bedroom has an ensuite with a new shower unit installed & new toilets too. The guest bathroom has a shower & a tub in it. With this home being an end unit it is one of the few that has a patio out back to enjoy that can seat 4. This home has it all with maintenance free living & lots of activities & pools to enjoy. Some of the amenities include - golf, r/c flying field, tennis courts, bocce ball, volley ball, picket ball courts, basketball, community centers, fitness center, restaurant, & recreation center. Monthly HOA fee includes basic cable, roof repair, exterior painting every seven years, exterior maintenance and insurance, landscaping, trash, 24/7 guarded gates and all the amenities that OTOW has to offer; three pools (two outside & one inside), archery, billiards, softball, resident clubs, two state of the art fitness centers, pickleball courts, remote control flying field and race cars, and much, much more! RIDE YOUR GOLF CART TO SHOPPING, DINING & MORE! Don't let this one slip away-take your private tour today!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $143,920 | $143,920 | $143,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $212 | $212 | $212 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $982 | $957 | $1,214 |
Total Monthly Payment | $1,269 | $1,244 | $1,501 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.