Under contract-accepting backup offers. ***PALM HARBOR - ORANGE TREE VILLAS - Beautiful 55+ Community***This 2 bedroom/2 full bath END UNIT VILLA with an attached oversized 1 CAR GARAGE sits at the back of the neighborhood, which is one of THE BEST locations in this neighborhood for its VIEW and PRIVACY. NEW DISHWASHER 2024, NEW AC SEPT 2023, WATER SOFTENER 2022, NEW ELECTRICAL PANEL 2021, NEW WATER HEATER 2021, NEWLY PAINTED GARAGE FLOOR. Close to the Community POOL and CLUBHOUSE. The Villa is located on the east side of the building and has a stunning green space view with a private side paver patio that is unique to this unit that allows you to truly enjoy the tranquility of this quiet and quaint neighborhood. As you approach the unit, you will immediately notice the nice curb appeal, additional front patio area, storm door, and NEWER GARAGE DOOR. Upon entering, you will be greeted with plenty of natural light that showcases the WOOD-LIKE tile flooring, ELECTRIC FIREPLACE, new crown molding, new contemporary ceiling fan, and desirable split floor plan. The kitchen features gorgeous granite countertops, newly installed custom tiled backsplash, new modern lighting, new stainless steel fridge/freezer, and a beautiful new hammered copper undermount sink and new fixture. The kitchen also features a very large dining area that could also be used as an office area, if desired. This unit also has a private screened interior atrium that is accessible from the garage, kitchen, and living room. The Master Bedroom is large with 2 closets and features a private en-suite bathroom and SHOWER with a vanity with granite top, new light fixture, and mirror. The 2nd bedroom is also large and bright and features a new ceiling fan. The 2nd full bath also has a vanity with granite top, new light fixture, and mirror. The low monthly condo dues include basic CABLE, INTERNET, TRASH, WATER, ROOFS, SEWER, POOL AND CLUBHOUSE, EXTERIOR MAINTENANCE, EXTERIOR PEST CONTROL, LAWN and TREES. This wonderful community is conveniently located in North Pinellas County and is close to BEAUTIFUL BEACHES, SHOPPING, GROCERY STORES, 2 AIRPORTS, LAKE TARPON, PARKS, RESTAURANTS, LIBRARIES, MEDICAL FACILITIES, GYMS, and GOLF COURSES.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $180,000 | $180,000 | $180,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $174 | $174 | $174 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,228 | $1,196 | $1,518 |
Total Monthly Payment | $1,477 | $1,445 | $1,767 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.