THE BEST VIEW ON HERNANDO BEACH !!! TROPICAL PARADISE WITH DIRECT GULF OF MEXICO ACCESS !!! A MUST TO STEP INSIDE. The Garage has been converted into Living Space. DON'T MISS OUT on this 2Bed/ 2 Bath with Private Screened in Heated Saltwater Pool featuring a Large Lanai and outside Bar for entertaining. This home has been beautifully updated. The Kitchen has gorgeous granite counter tops, Brand New Appliances, New Garbage Disposal and a decorative Back Splash. There is a water softener to remove impurities. It features a Cozy Gas Fireplace with newly replaced internal components. Wood Plank Tile Flooring throughout. There is an irrigation system for the lawn. A convenient Covered Boat Lift sits right out back taking you Directly to the Gulf of Mexico along with a Stationary Dock and a Jet Ski Dock for all your Fun and Fishing. The Deck Box is included and convenient for fishing and watersports gear. The home has a brand New AC. The Roof was replaced in 2016. There is New Duct Work for the AC and the Plumbing has been re-piped. This Home has no HOA and is not restricted for Vacation Rentals making it a wonderful investment property. It is located in the Nature Coast of Florida and sits across from an 11, 000 acre Preserve that has amazing Hiking, Biking, Bird Watching and Photography. The Waterway leads directly out to Spring and River Fed waters on the Gulf of Mexico which makes for great fishing which is why this is considered TARPON COUNTRY. With the inshore fishing, Offshore Grouper bite, Scalloping and Spearfishing makes this area sought after by many Anglers. Bring all you Water Toys, Boats, Jet Skis and Kayaks to come and explore your New Surroundings. The Community is quaint with wonderful Family Owned Restaurants and Shops tucked away, off the beaten path from any Hustle and Bustle, yet still close to Major Shopping areas, Hospitals, Schools and Restaurants.
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Our Executive Mortgage Banker:
Our Insurance Division:
$643,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $515,120 | $515,120 | $515,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $197 | $197 | $197 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,514 | $3,470 | $4,417 |
Total Monthly Payment | $3,803 | $3,759 | $4,706 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.