You have found your dream home in Rotonda West, Florida! There's no need to spend $500, 000 on a house that has been updated to the current owner's taste but not necessarily yours! Purchase this one and make it your own with cosmetic changes! The meticulous attention to maintenance, the recent upgrades, and the water view make it a perfect choice! Here are some key features: Brand New Roof & A/C System, PLUS NOT IN A MANDATORY FLOOD ZONE SO YOUR LENDER WILL NOT REQUIRE FLOOD INSURANCE! The CAGED in-ground pool with new screening and views of the freshwater canal adds a touch of luxury and relaxation to your outdoor space. With over 2, 100 sq ft, the home offers ample room for spacious comfortable living. The well-thought-out floor plan with 3 bedrooms, 2. 5 bathrooms, and a 2-car garage provides both space and privacy for everyone in the family. Open Living Spaces: The seamless flow of open living spaces is ideal for entertaining guests or spending quality time with family. This home is also perfect for entertaining, with multiple areas for your guests to mingle! The kitchen has ample cabinetry and solid surface countertops, and a convenient breakfast bar makes meal preparation a pleasure. The closet pantry provides plenty of space for all of your canned or boxed goods! Accordion Hurricane Shutters provide peace of mind during storm seasons, and ensure your home is well-protected. Accordion shutters are very easy to use, allowing you to open and close them in just a few minutes. With this very desirable location, Rotonda West is known for its affordable HOA fee of only $190/yr, reasonable deed restrictions, and an abundance of outdoor activities. It caters to golf enthusiasts, nature lovers, and those seeking a laid-back lifestyle. A short drive to the beautiful Gulf Beaches adds another layer of appeal, offering easy access to Florida's stunning coastline. This one owner home seems to encapsulate the ideal Florida lifestyle. It's not just a home; it's an experience. The combination of practical features, aesthetic details, and the beautiful surroundings makes it a fantastic opportunity for anyone looking to embrace the charm of . If I were in the market for a home, this description would certainly pique my interest!
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Our Executive Mortgage Banker:
Our Insurance Division:
$424,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,920 | $339,920 | $339,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $646 | $646 | $646 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,319 | $2,259 | $2,867 |
Total Monthly Payment | $3,040 | $2,980 | $3,588 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.