Welcome to this charming 2 family home with 1 car detached driveway in the coveted Wakefield Section of the Bronx. This outstanding property will warmly greet you with an open air white columned porch. First floor boasts 3 bedrooms, living room, dining room and a laundry room with full bath. Second floor has 3 bedrooms with a living room-kitchen combo and full bath. There is ample storage space with full finished basement, attic and backyard shed which can be utilized for personal entertainment. Basement has an additional laundry. This home sits on a quiet tree lined street, yet within walking distance to #2 train, Metro North, and other public transportation on 241st and 238 street. Easy access to the Bronx River Parkway and Cross County Shopping Mall. Park is a skip and hop away. This beautiful home can multifunction, it can be used as an investment property as it brings in at least 5000 dollar income, a multigenerational family home, a day care as the school is nearby, or even a starter home, wherever your imagination takes you. Take a tour soon.
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$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.282% | 6.538% |
Monthly Tax Payment | $375 | $375 | $375 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,360 | $4,306 | $5,481 |
Total Monthly Payment | $4,826 | $4,772 | $5,947 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.