Don't miss out on this immaculate ground floor retreat in a serene waterfront setting ready for immediate enjoyment. If you're dreaming of living a casual beach and boating lifestyle, your wait is finally over. This spacious turnkey furnished & move in ready one-level condo offers all that and much more. Located in a charming "old Florida" Gulf-to-Bay community, between the white powder sand beaches of the Gulf of Mexico and tranquil Bishops Bayou where boating, kayaking, paddle boarding, beach walking & tennis/pickleball will become part of your daily routine. This maintenance free end unit offers a private courtyard, large foyer plus storage and a flexible floor plan perfect for entertaining your family, new friends & neighbors. Updated bathrooms, new appliances, tile flooring throughout, custom wood work and inviting interior & furnishings along with beautiful views of lush tropical grounds and peeks of the Bayou, enhance this lovely home within steps of the heated pool and the boat docks, yet completely private and peaceful. Delight in early morning sunrise walks, look out for daily visits of dolphins, manatees, pelicans and other local wildlife and celebrate days end with spectacular sunsets from your private community "playground" on the Gulf side. This popular community offers a flexible rental policy, welcomes two large pets and boats up to 33’ can be accommodated when docks are available. Amenities include two heated pools, boat docks, a boat house, deeded access to beautiful beaches with loungers, Tiki huts, Tennis/Pickleball courts, Shuffleboard & BBQ area. There are several popular waterfront restaurants within walking/biking distance and the shopping center next door offers a 24 hour gym, Pilates studio, liquor store, coffee & smoothie shop, café, pizza & beauty salon. Leave your worries behind and start living island life!
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Our Executive Mortgage Banker:
Our Insurance Division:
$629,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,200 | $503,200 | $503,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.984% | 7.146% | 6.256% |
Monthly Tax Payment | $507 | $507 | $507 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,348 | $3,344 | $4,244 |
Total Monthly Payment | $3,947 | $3,943 | $4,843 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.