11 White Birch Lane Drive, Middlebury, CT, Connecticut, property flyer

11 White Birch Lane Drive, Middlebury, CT, 06762 | $999,500

Build your dream home on a brand new Cul-de sac. Home will feature 5 bedrooms, 3. 1 baths, 3 car garage, central air, and beautiful hardwood throughout. Generous allowances for granite countertops, appliances , and lighting. These lots will not last. Schedule an appointment now with builder!! Currently vacant land. Road construction starting soon. Lot 7 currently sold.

Features

Amenities: None
Rooms: 9
Bedrooms: 5
Baths: 3 full / 1 half
Style: Colonial,Other
Year Built: 2024
Garage: 3-car Attached Garage

Heating: Hot Air
Cooling: Central Air
Basement: Full
Above Grade Approx. Sq. Feet: 3,600
Acreage: 1
Lot Desc: On Cul-De-Sac
Elem. School: Long Meadow

Middle School: Memorial
High School: Pomperaug
Appliances: Allowance
MLS#: 170614099
Days on Market: 151 days
Website: https://www.raveis.com
/eprop/170614099/11whitebirchlanedrive_middlebury_ct?source=qrflyer

The data relating to real estate for sale on this website appears in part through the SMARTMLS Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms, and is provided by SMARTMLS through a licensing agreement. Listing information is from various brokers who participate in the SMARTMLS IDX program and not all listings may be visible on the site. The property information being provided on or through the website is for the personal, non-commercial use of consumers and such information may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Some properties which appear for sale on the website may no longer be available because they are for instance, under contract, sold or are no longer being offered for sale. Property information displayed is deemed reliable but is not guaranteed.
Listing courtesy of Better Living Realty, LLC

Room Information

Type	Description	Dimensions	Level
Bedroom 1	9 ft+ Ceilings	13X13	Upper
Bedroom 2	9 ft+ Ceilings	13X13	Upper
Bedroom 3	9 ft+ Ceilings	13X13	Upper
Bedroom 4	9 ft+ Ceilings	13X13	Upper
Bedroom 5	9 ft+ Ceilings	13X13	Upper
Bedroom 6	9 ft+ Ceilings	13X13	Upper
Bedroom 7	9 ft+ Ceilings	13X13	Upper
Bedroom 8	9 ft+ Ceilings	13X13	Upper
Bedroom 9	9 ft+ Ceilings	13X13	Upper
Bedroom 10	9 ft+ Ceilings	13X13	Upper
Bedroom 11	9 ft+ Ceilings	13X13	Upper
Bedroom 12	9 ft+ Ceilings	13X13	Upper
Bedroom 13	9 ft+ Ceilings	13X13	Upper
Bedroom 14	9 ft+ Ceilings	13X13	Upper
Bedroom 15	9 ft+ Ceilings	13X13	Upper
Bedroom 16	9 ft+ Ceilings	13X13	Upper
Bedroom 17	9 ft+ Ceilings	13X13	Upper
Bedroom 18	9 ft+ Ceilings	13X13	Upper
Bedroom 19	9 ft+ Ceilings	13X13	Upper
Bedroom 20	9 ft+ Ceilings	13X13	Upper
Bedroom 21	9 ft+ Ceilings	13X13	Upper
Bedroom 22	9 ft+ Ceilings	13X13	Upper
Bedroom 23	9 ft+ Ceilings	13X13	Upper
Bedroom 24	9 ft+ Ceilings	13X13	Upper
Bedroom 25	9 ft+ Ceilings	13X13	Upper
Bedroom 26	9 ft+ Ceilings	13X13	Upper
Bedroom 27	9 ft+ Ceilings	13X13	Upper
Bedroom 28	9 ft+ Ceilings	13X13	Upper
Bedroom 29	9 ft+ Ceilings	13X13	Upper
Bedroom 30	9 ft+ Ceilings	13X13	Upper
Bedroom 31	9 ft+ Ceilings	13X13	Upper
Bedroom 32	9 ft+ Ceilings	13X13	Upper
Bedroom 33	9 ft+ Ceilings	13X13	Upper
Bedroom 34	9 ft+ Ceilings	13X13	Upper
Bedroom 35	9 ft+ Ceilings	13X13	Upper
Bedroom 36	9 ft+ Ceilings	13X13	Upper
Bedroom 37	9 ft+ Ceilings	11X14	Upper
Bedroom 38	9 ft+ Ceilings	11X14	Upper
Bedroom 39	9 ft+ Ceilings	11X14	Upper
Bedroom 40	9 ft+ Ceilings	11X14	Upper
Bedroom 41	9 ft+ Ceilings	11X14	Upper
Bedroom 42	9 ft+ Ceilings	11X14	Upper
Bedroom 43	9 ft+ Ceilings	11X14	Upper
Bedroom 44	9 ft+ Ceilings	11X14	Upper
Bedroom 45	9 ft+ Ceilings	11X14	Upper
Bedroom 46	9 ft+ Ceilings	11X14	Upper
Bedroom 47	9 ft+ Ceilings	11X14	Upper
Bedroom 48	9 ft+ Ceilings	11X14	Upper
Bedroom 49	9 ft+ Ceilings	11X14	Upper
Bedroom 50	9 ft+ Ceilings	11X14	Upper
Bedroom 51	9 ft+ Ceilings	11X14	Upper
Bedroom 52	9 ft+ Ceilings	11X14	Upper
Bedroom 53	9 ft+ Ceilings	11X14	Upper
Bedroom 54	9 ft+ Ceilings	11X14	Upper
Bedroom 55	9 ft+ Ceilings	11X14	Upper
Bedroom 56	9 ft+ Ceilings	11X14	Upper
Bedroom 57	9 ft+ Ceilings	11X14	Upper
Bedroom 58	9 ft+ Ceilings	11X14	Upper
Bedroom 59	9 ft+ Ceilings	11X14	Upper
Bedroom 60	9 ft+ Ceilings	11X14	Upper
Bedroom 61	9 ft+ Ceilings	11X14	Upper
Bedroom 62	9 ft+ Ceilings	11X14	Upper
Bedroom 63	9 ft+ Ceilings	11X14	Upper
Bedroom 64	9 ft+ Ceilings	11X14	Upper
Bedroom 65	9 ft+ Ceilings	11X14	Upper
Bedroom 66	9 ft+ Ceilings	11X14	Upper
Bedroom 67	9 ft+ Ceilings	11X14	Upper
Bedroom 68	9 ft+ Ceilings	11X14	Upper
Bedroom 69	9 ft+ Ceilings	11X14	Upper
Bedroom 70	9 ft+ Ceilings	11X14	Upper
Bedroom 71	9 ft+ Ceilings	11X14	Upper
Bedroom 72	9 ft+ Ceilings	11X14	Upper
Bedroom 73	9 ft+ Ceilings	11X13	Upper
Bedroom 74	9 ft+ Ceilings	11X13	Upper
Bedroom 75	9 ft+ Ceilings	11X13	Upper
Bedroom 76	9 ft+ Ceilings	11X13	Upper
Bedroom 77	9 ft+ Ceilings	11X13	Upper
Bedroom 78	9 ft+ Ceilings	11X13	Upper
Bedroom 79	9 ft+ Ceilings	11X13	Upper
Bedroom 80	9 ft+ Ceilings	11X13	Upper
Bedroom 81	9 ft+ Ceilings	11X13	Upper
Bedroom 82	9 ft+ Ceilings	11X13	Upper
Bedroom 83	9 ft+ Ceilings	11X13	Upper
Bedroom 84	9 ft+ Ceilings	11X13	Upper
Bedroom 85	9 ft+ Ceilings	11X13	Upper
Bedroom 86	9 ft+ Ceilings	11X13	Upper
Bedroom 87	9 ft+ Ceilings	11X13	Upper
Bedroom 88	9 ft+ Ceilings	11X13	Upper
Bedroom 89	9 ft+ Ceilings	11X13	Upper
Bedroom 90	9 ft+ Ceilings	11X13	Upper
Bedroom 91	9 ft+ Ceilings	11X13	Upper
Bedroom 92	9 ft+ Ceilings	11X13	Upper
Bedroom 93	9 ft+ Ceilings	11X13	Upper
Bedroom 94	9 ft+ Ceilings	11X13	Upper
Bedroom 95	9 ft+ Ceilings	11X13	Upper
Bedroom 96	9 ft+ Ceilings	11X13	Upper
Bedroom 97	9 ft+ Ceilings	11X13	Upper
Bedroom 98	9 ft+ Ceilings	11X13	Upper
Bedroom 99	9 ft+ Ceilings	11X13	Upper
Bedroom 100	9 ft+ Ceilings	11X13	Upper
Bedroom 101	9 ft+ Ceilings	11X13	Upper
Bedroom 102	9 ft+ Ceilings	11X13	Upper
Bedroom 103	9 ft+ Ceilings	11X13	Upper
Bedroom 104	9 ft+ Ceilings	11X13	Upper
Bedroom 105	9 ft+ Ceilings	11X13	Upper
Bedroom 106	9 ft+ Ceilings	11X13	Upper
Bedroom 107	9 ft+ Ceilings	11X13	Upper
Bedroom 108	9 ft+ Ceilings	11X13	Upper
Bedroom 109	9 ft+ Ceilings	11X13	Upper
Bedroom 110	9 ft+ Ceilings	11X13	Upper
Bedroom 111	9 ft+ Ceilings	12X12	Upper
Bedroom 112	9 ft+ Ceilings	12X12	Upper
Bedroom 113	9 ft+ Ceilings	12X12	Upper
Bedroom 114	9 ft+ Ceilings	12X12	Upper
Bedroom 115	9 ft+ Ceilings	12X12	Upper
Bedroom 116	9 ft+ Ceilings	12X12	Upper
Bedroom 117	9 ft+ Ceilings	12X12	Upper
Bedroom 118	9 ft+ Ceilings	12X12	Upper
Bedroom 119	9 ft+ Ceilings	12X12	Upper
Bedroom 120	9 ft+ Ceilings	12X12	Upper
Bedroom 121	9 ft+ Ceilings	12X12	Upper
Bedroom 122	9 ft+ Ceilings	12X12	Upper
Bedroom 123	9 ft+ Ceilings	12X12	Upper
Bedroom 124	9 ft+ Ceilings	12X12	Upper
Bedroom 125	9 ft+ Ceilings	12X12	Upper
Bedroom 126	9 ft+ Ceilings	12X12	Upper
Bedroom 127	9 ft+ Ceilings	12X12	Upper
Bedroom 128	9 ft+ Ceilings	12X12	Upper
Bedroom 129	9 ft+ Ceilings	12X12	Upper
Bedroom 130	9 ft+ Ceilings	12X12	Upper
Bedroom 131	9 ft+ Ceilings	12X12	Upper
Bedroom 132	9 ft+ Ceilings	12X12	Upper
Bedroom 133	9 ft+ Ceilings	12X12	Upper
Bedroom 134	9 ft+ Ceilings	12X12	Upper
Bedroom 135	9 ft+ Ceilings	12X12	Upper
Bedroom 136	9 ft+ Ceilings	12X12	Upper
Bedroom 137	9 ft+ Ceilings	12X12	Upper
Bedroom 138	9 ft+ Ceilings	12X12	Upper
Bedroom 139	9 ft+ Ceilings	12X12	Upper
Bedroom 140	9 ft+ Ceilings	12X12	Upper
Bedroom 141	9 ft+ Ceilings	12X12	Upper
Bedroom 142	9 ft+ Ceilings	12X12	Upper
Bedroom 143	9 ft+ Ceilings	12X12	Upper
Bedroom 144	9 ft+ Ceilings	12X12	Upper
Bedroom 145	9 ft+ Ceilings	12X12	Upper
Bedroom 146	9 ft+ Ceilings	12X12	Upper
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Dining Room	9 ft+ Ceilings	12X12	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Kitchen	9 ft+ Ceilings	17X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Living Room	9 ft+ Ceilings	19X16	Main
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper
Primary Bedroom	9 ft+ Ceilings	15X20	Upper

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

Market your home to realize a quick sale at the best possible price
Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
Showcase your home on raveis.com with a larger and more prominent format
Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

Is available to meet with you in our office, your home or office, evenings or weekends
Offers you pre-approval in minutes!
Provides a guaranteed closing date that meets your needs
Has access to hundreds of loan programs, all at competitive rates
Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

Will Provide a home insurance quote within 24 hours
Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents
Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
Offers access to experienced closing attorneys at competitive rates
Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

11 White Birch Lane Drive, Middlebury, CT, 06762

$999,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

	5/6 (30 Yr) Adjustable Rate Jumbo*	30 Year Fixed-Rate Jumbo	15 Year Fixed-Rate Jumbo
Loan Amount	$799,600	$799,600	$799,600
Term	360 months	360 months	180 months
Initial Interest Rate**	6.250%	6.875%	6.750%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	7.481%	7.014%	6.915%
Monthly Tax Payment	N/A	N/A	N/A
H/O Insurance Payment	$92	$92	$92
Initial Principal & Interest Pmt	$4,923	$5,253	$7,076
Total Monthly Payment	$5,015	$5,345	$7,168

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.