St. Johns River access at this price is a rare find! This charming 2-bedroom, 2-bath home with a huge, screened waterfront deck and boathouse on a deep canal flowing to Lake George and the St. Johns River is a fisherman’s paradise! Featuring a huge, covered boathouse with electric lift, beautiful lighting, and fish cleaning station, your opportunity to really start living begins now! The kitchen features a boatyard theme, large island, undercabinet lighting, newer cabinets, all appliances, and a coffee bar, and sits adjacent to the dining room and bay window. The main living area boasts cathedral ceilings that provide a spacious feel. The Primary bedroom suite features a welk-in closet and private bath with step-in shower. The interior is great, but the current owners spend most of their time on the huge, screened canal front porch. The seller indicates that a conventionally built home could be placed on this parcel. Additional features include a newer roof, newer flooring in much of the home, an air-conditioned storage shed, and several orange trees with plenty of juicy oranges! The neighboring home (1648 Bream) is also for sale, so this could be the perfect situation for extended families or good friends. Located near the end of the quiet lane, there’s plenty of privacy here. The Pine Island community ensures a sense of belonging with numerous activities for its residents. Plus, Pine Island boasts their own County owned and maintained water and sewer system. With no Homeowners Association (HOA), this property offers a great opportunity to create your dream home without restrictive guidelines. Want wildlife? Bald Eagles, Ospreys, and Cormorants are regular visitors here. Being surrounded by the state-owned Lake George Wildlife Management Area, hiking, hunting, ATV riding, and bird watching opportunities are endless! A 20-minute boat ride will get you to Silver Glen, but maybe you’re up for a longer ride to Deland or Blue Springs in Orange City, or even Jacksonville? All measurements are approximate and should be independently verified.
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$250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $200,000 | $200,000 | $200,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.171% | 6.538% |
Monthly Tax Payment | $154 | $154 | $154 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,364 | $1,329 | $1,715 |
Total Monthly Payment | $1,593 | $1,558 | $1,944 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.