This beautiful property is an ideal space for your horses, a hobby farm, second home, or your primary residence. Located in the town of Waterford, this property allows a primary resident to send their children to the world renowned St. Johnsbury Academy tuition free. The property offers walking trails, a developed garden site, a chicken coop, horse barn with power and water, a spring fed pond, fruit trees, power, water, and sewer hook-ups for a camper or two, and direct access to snowmobile trails. Nearby you will find several ski resorts, rivers, lakes, ponds, hiking trails, cycling trails, dog mountain, art galleries, farmer's markets, orchards, and museums. With West facing views, the front porch is the perfect spot to sit and enjoy a glass of wine in the evening while watching the sunset. The unfinished basement offers much room for storage, or room to expand with more living space. The root cellar is the perfect place to store the harvest from your garden. Most of the home's contents could remain with the property as well as equipment for the exterior such as a Polaris Ranger, tractor, etc. (for an additional price) Don't miss this great opportunity to own this well maintained property located on a paved road and paved driveway just minutes from everywhere you could want to be. Additional acreage is available if more land is desired.
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Our Executive Mortgage Banker:
Our Insurance Division:
$524,950
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $419,960 | $419,960 | $419,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.893% | 7.171% | 6.623% |
Monthly Tax Payment | $508 | $508 | $508 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,829 | $2,791 | $3,630 |
Total Monthly Payment | $3,429 | $3,391 | $4,230 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.