60 Clifton Avenue, Waterbury, CT, 06710 | $259,000

Wow! Here is the large colonial you've been looking for! A rarely found 5 bedroom, 1. 5 bath with formal dining room, eat/in kitchen, living room, and room to expand into large walk-up attic and basement. Nestled in a residential neighborhood but easy access to amenities, including shopping centers, restaurants, schools, steps away from a park, and short drive to major highways. Step inside to discover the hardwood floors throughout, including under the carpeting in upper level. The foyer is ready for your festive decorations and leads to a large living room where you can relax in front of your crackling fire of your wood-burning fireplace, also featuring gorgeous wood beams, hardwood floors, and plenty of natural light with the abundant windows there as well is in the adjoining sunroom which can also be used as an additional bedroom for large families or multi-generational living where one party needs a main level bedroom. This can also serve as a private office or den. The eat-in kitchen leads to a huge formal dining room with sconces and built in china cabinet. The basement not only offers additional storage but also presents an opportunity for expansion, providing versatility to suit your lifestyle needs. Previous owners, had a second kitchen, family room, laundry room, and recreation room in the basement previously. Enjoy the delightful back porch, overlooking the creating a perfect spot to unwind with your cup of coffee and enjoy the serenity of the surroundings.

Features

  • Rooms: 8
  • Bedrooms: 5
  • Baths: 1 full / 1 half
  • Laundry: Lower Level
  • Style: Colonial
  • Year Built: 1925
  • Garage: 2-car Detached Garage
  • Heating: Baseboard
  • Cooling: None
  • Basement: Full
  • Above Grade Approx. Sq. Feet: 1,900
  • Acreage: 0.14
  • Est. Taxes: $3,290
  • Lot Desc: Level Lot
  • Elem. School: Per Board of Ed
  • High School: Per Board of Ed
  • Appliances: Electric Range,Range Hood,Refrigerator
  • MLS#: 170608529
  • Days on Market: 39 days
  • Website: https://www.raveis.com
    /prop/170608529/60cliftonavenue_waterbury_ct?source=qrflyer
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Room Information

Type Level
Bedroom 1 Upper
Bedroom 2 Upper
Bedroom 3 Upper
Bedroom 4 Upper
Dining Room Main
Eat-In Kitchen Main
Living Room Main
Primary Bedroom Upper
Rec/Play Room Lower

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Dawn Ciappetta - The Dawn Ciappetta TeamSales Vice President

203.650.1918

Dawn.Ciappetta@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Laurie BergerVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 12578

203.520.1925

Laurie.Berger@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Michael AlvordInsurance Sales Director, William Raveis Insurance

203.925.4507

Michael.Alvord@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Ray CashenPresident, William Raveis Attorney Network

203.925.4590

For homebuyers and sellers, our Attorney Network:

  • Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
    requirements, sets up escrows and title insurance, coordinates closing documents
  • Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
  • Offers access to experienced closing attorneys at competitive rates
  • Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies

60 Clifton Avenue, Waterbury, CT, 06710

$259,000

Dawn Ciappetta - The Dawn Ciappetta Team

Sales Vice President

William Raveis Real Estate

Phone: 203.650.1918

Dawn.Ciappetta@raveis.com

Laurie Berger

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.520.1925

Laurie.Berger@raveis.com

NMLS Mortgage Loan Originator ID 12578

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $207,200 $207,200 $207,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.945% 7.159% 6.538%
Monthly Tax Payment $274 $274 $274
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,413 $1,377 $1,777
Total Monthly Payment $1,762 $1,726 $2,126

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.