109 N Peninsula AVENUE, New Smyrna Beach, FL, 32169 | $795,000
Under contract-accepting backup offers. Zoned MU (MULTIPLE USE/BUSINESS) for flexibility, as well as being just inside the SHORT TERM RENTAL ZONE, allowing for strong rental income potential. Charming Beachside Cottage has been beautifully maintained, expanded and renovated. Full of Old Florida charm & character it is located in the heart of the Flagler Avenue Historic District. Walk to Flagler Avenue's many shops and dining venues. Stroll to the beach or the river to enjoy all that New Smyrna Beach has to offer. Built in 1947, the home was expanded and renovated in 2000 and shows like a Southern Living featured home, with modern conveniences enhancing this beach cottage's heritage. The attic does not have a closet, but features a 1/2 bath and lots of space for the grandkids to use as their fun bunkroom, or use as the 4th Bedroom. The primary suite is spacious and features French Doors leading to rear deck, twin walk-in closets, vaulted ceiling and spacious bathroom with double sinks, huge shower and private toilet that is within the home's Safe Room. Gorgeous kitchen remodeled in 2019 with SS appliances, hard surface counter tops and stunning raw-edge wood top server. Dining room is bright and sunny, with French Doors leading to spacious wood deck, where you will love to entertain and enjoy the outdoors. Office accesses the back yard through Pecky Cypress Dutch Door, and Carport through French Doors. This flexible space would also make a great hobby room, man-cave. The home is situated under cool canopy of oaks, providing shade and a tranquil setting for the screen porch that will be your favorite spot to relax in. New Roof and awnings 2022, New Kitchen 2019, Water Heater 2018, New Windows 2013, Hall Bath 2016. The convenient North Peninsula location supports the beachside lifestyle that draws so many to our little village by the sea. Home came through Hurricane Ian without any damage or water intrusion. Owner occupied and cared for, ready for you to make it your new home.
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full / 1 half
- Lot Size: 55 x 100
- Laundry: Inside
- Year Built: 1947
- Garage: Covered
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,886
- Acreage: 0.13
- Lot Size: 55 x 100
- Lot Desc: City Lot
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: NS1075204
- Days on Market: 305 days
- Website: https://www.raveis.com
/prop/NS1075204/109npeninsulaavenue_newsmyrnabeach_fl?source=qrflyer
Listing courtesy of THE KEYES COMPANY Phone: 386-428-5723
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
109 N Peninsula AVENUE, New Smyrna Beach, FL, 32169
$795,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $636,000 | $636,000 | $636,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.159% | 6.286% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,339 | $4,227 | $5,367 |
| Total Monthly Payment | $4,431 | $4,319 | $5,459 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388