This HOME is nestled in the heart of one of Cumberlands most desirable neighborhoods and is looking for its next owner! Pride of ownership and meticulous maintenance SHINES in this home! Stepping inside you are immediately greeted by endless natural light! The well appointed kitchen, featuring an eating area has plenty of space for all of your culinary & entertaining needs and offers a breakfast peninsula, SS appliances, ample cabinet space and flows effortlessly into the formal dining area! The MASSIVE living room exudes warmth and offers gleaming hardwoods, pellet insert, and connects seamlessly to the family room, which boasts floor to ceiling windows and breathtaking water views. The generously sized main bedroom, full bath and three additional bedrooms on the second floor complete this homes interior living space! The homes screened in porch and backyard are what dreams are made of and ready host all your gatherings! The possibilities are endless with this move in ready, WATERFRONT GEM! With many upgrades throughout, including interior and exterior paint, Central AC and Generac generator. . . . It's an opportunity not to be missed! NOTE: Pictures were taken before damn was compromised.
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Our Executive Mortgage Banker:
Our Insurance Division:
$659,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $527,920 | $527,920 | $527,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.133% | 6.256% |
Monthly Tax Payment | $535 | $535 | $535 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,601 | $3,509 | $4,452 |
Total Monthly Payment | $4,228 | $4,136 | $5,079 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.