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9 Locust Road, North Salem, NY, 10509 | $300,000
Welcome to the shores of picturesque Peach Lake, where affordable living meets waterfront paradise! This is not just a home; it's a gateway to a lifestyle filled with endless Summer Water Sport adventures! Dive into the glistening waters for boating, fishing, jet-skiing, and more, creating memories that will last a lifetime. But the excitement doesn't end when the temperature drops embrace the magic of winter with thrilling Ice fishing and graceful Ice skating right at your doorstep. Peach Lake isn't just a location; it's a year-round playground for those who crave adventure and outdoor fun. Beyond the shores, the community itself is a treasure trove of amenities designed for leisure and enjoyment. Take a stroll to the sandy beach for a day of sun-soaked relaxation, gather with friends at the picnic area, unleash your energy at the playground, or shoot some hoops on the basketball court. For those who enjoy a friendly game of softball, the dedicated field is ready and waiting. The clubhouse is the heartbeat of this vibrant community, offering a space to connect, celebrate, and build lasting friendships. This lovely home provides plenty of entertaining space both inside and out. The eat-in kitchen leads to a generously sized living room and the outdoor patio leads to a level yard with a fire pit. This isn't just a home; it's a lifestyle upgrade. Live on Beautiful Peach Lake where every day feels like a vacation! Ideal commuter location - close to I-84 and I-684, minutes from Danbury Mall and many local restaurants and stores. Vails Grove is a co-op community, co-op application/approval is required. ***AGENTS see agent remarks for co-op board application, showings and offer presentation instructions.
Features
- Amenities: Lake Association
- Rooms: 5
- Bedrooms: 3
- Baths: 1 full
- Style: Ranch
- Year Built: 1941
- Garage: Driveway
- Heating: Oil, Hot Water
- Cooling: Window Unit(s)
- Basement: None
- Approx Sq. Feet: 882
- Est. Taxes: $3,803
- Lot Desc: Level
- Water Front: Yes
- Elem. School: Pequenakonck Elementary School
- Middle School: North Salem Middle/ High School
- High School: North Salem Middle/ High School
- School District: North Salem
- Appliances: Dishwasher, Dryer, Oven, Refrigerator
- MLS#: H6280550
- Days on Market: 155 days
- Website: https://www.raveis.com
/prop/H6280550/9locustroad_northsalem_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
9 Locust Road, North Salem, NY, 10509
$300,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $240,000 | $240,000 | $240,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 7.125% | 6.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.945% | 7.282% | 6.623% |
| Monthly Tax Payment | $317 | $317 | $317 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,637 | $1,617 | $2,074 |
| Total Monthly Payment | $2,029 | $2,009 | $2,466 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535