COMPLETELY RENOVATED HOME CLOSE TO CITY CENTER IN AREA ZONED CG (COMMERCIAL GENERAL) - Charming 3 bed/1 bath home on quiet street has so much potential. Perfect space as a cozy centrally located home for snowbird, family or retiree with investment potential as AirBNB, small office, salon/medi-spa, design studio or commercial store front w/attached living space. Property is nestled on a quiet street between E Marion & E Olympia near hospital & other office buildings. Plenty of room for parking on oversized lot. Entire property has been renovated w/new roof (2022) & new impact resistant windows. Main house has light & bright open layout featuring a great room/kitchen area plus 2 bedrooms & the updated full bath. Remodeled kitchenette has butcher block counters w/breakfast bar seating, new cabinetry, recessed refrigerator and subway tile back splash. Main house also offers wood-look, ceramic plank tile flooring throughout main area & bedrooms. Detached building features tile flooring with the 3rd bedroom/studio plus the laundry area. 3rd bedroom is climate-controlled w/wall-unit A/C system. Other amenities include an outdoor patio & shed plus a large backyard. Property has great curb appeal w/shell drive culminating in concrete slab/carport. Located just a 1/4 mile from the Harborwalk, less than a mile to downtown Punta Gorda, and a mile from I-75 with access to all that Southwest Florida offers. Great investment opportunity. Make an appointment today.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $215,200 | $215,200 | $215,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.945% | 7.159% | 6.538% |
Monthly Tax Payment | $103 | $103 | $103 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,468 | $1,430 | $1,845 |
Total Monthly Payment | $1,646 | $1,608 | $2,023 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.